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Nightmare finding insurance for a year in oz! Help?

Travel Forums Australia / New Zealand & The Pacific Nightmare finding insurance for a year in oz! Help?

1. Posted by sophienjames (Budding Member 16 posts) 2y

Hiya!
So we're travelling to Brisbane on a working holiday visa flying on the 11th June from uk.
We've booked a one way flight as we don't know when we want to come back (obviously it will be before our visa expires)
We're having a nightmare finding reasonably priced insurance as most of them want a return flight booked or proof such as a uni start date or tenancy agreement and we don't have those!
Does anybody know of any insurance companies which covers travellers on a one way flight?

Thanks :)

2. Posted by Sander (Moderator 4809 posts) 2y

Are you specifically looking for backpackers insurance? Those really shouldn't need such things. Try for example World Nomads (which travellerspoint partners with).

3. Posted by phil767 (Budding Member 54 posts) 2y

Quoting sophienjames

Hiya!
So we're travelling to Brisbane on a working holiday visa flying on the 11th June from uk.
We've booked a one way flight as we don't know when we want to come back (obviously it will be before our visa expires)
We're having a nightmare finding reasonably priced insurance as most of them want a return flight booked or proof such as a uni start date or tenancy agreement and we don't have those!
Does anybody know of any insurance companies which covers travellers on a one way flight?

Thanks :)

Hi, you don't need insurance. Australia and the UK have a thing set up where you'll get treatment free.
Essential documents
http://www.nhs.uk/NHSEngland/Healthcareabroad/countryguide/NonEEAcountries/Pages/Non-EEAcountries.aspx
Evidence of UK residence (e.g. NHS medical card or UK driving licence and temporary entry permit).
What's free

Public hospital treatment, including renal dialysis. You must arrange this before leaving the UK. Contact your NHS renal unit for further details.
What you'll need to pay for

Treatment at most doctors' surgeries.
Prescribed medicines.
Ambulance travel.
Dental treatment.
More information

Reciprocal Health Care Agreements cover treatment that is medically essential. This means any ill-health or injury which occurs while you are in Australia and requires treatment before you return home.
You will need to enrol at a local Medicare office, but you can do this after you've had treatment. Some treatment charges may be partially refunded by the Medicare scheme. Try to make your claim while you're still in the country. For more information about healthcare for visitors to Australia, including what services are not covered by Medicare and agreements for students visit the Australian Government website for the Department of Human Services.

4. Posted by Sander (Moderator 4809 posts) 2y

Quoting phil767

Hi, you don't need insurance.

That's a rather strong claim. As far as I know, there's a lot which isn't covered by Medicare, not to mention insurance for non-medical costs (not just luggage, but the stuff you hope never happens like repatriation, search-and-rescue, death of close family members, etc).

5. Posted by KellieBarnes (Admin 813 posts) 2y

Agree on having travel insurance for other purposes—it's all I've ever needed it for thanks to rail strikes, broken cameras and a useless airline!

phil767 – Just wanted to say thanks for sharing the info about the essential UK documents, as I've been trying to convince my partner to sign up with Medicare for years! Now I can tell him it's even easier than first thought.

6. Posted by AndrewRandall (Budding Member 35 posts) 2y

I went with down under insurance, got a years policy and not too pricey. Also I don't have a return flight etc :) I think the site is duinsure.com

7. Posted by Tania01 (Budding Member 15 posts) 2y

It is true that when you are traveling travel insurance is essential. It helps you in many way like, you will get emergency medical support and assistance 24/7. If you lost or anyone stole you baggage also in the situation of dental and liability etc. I have notice that some companies in Australia provide one way travel insurance -snip-. So you can search and you will get some companies.

Moderator comment: please see Forum Rules

[ Edit: Sorry, no promos please. Link to Forum Rules added. ]

8. Posted by Peter (Admin 5789 posts) 2y

One other thing to consider is the excess insurance that car rental companies charge. If you have travel insurance this is often covered in that so, if you are renting a car, you can save yourself quite a bit there as well.

But yeah, the risks are smaller travelling to Australia from a country with the reciprocal healthcare agreement. There is still sufficient risk though that I would consider it a very good idea to buy travel insurance.

9. Posted by Gooner_Ali (Budding Member 73 posts) 2y

Definetley get insurance, you should get insurance even if your flying a weekend to a local country...You never know what can happen...alway safe than sorry.

Anyway I went with truetraveler insurance when i did my year visa in Oz, and like you didn't book a return ticket. They seemed an efficent company, (didnt have to claim thankfully), the can cover you for a load of activities and they were a good price at the time, this was back in Jan 2012 mind...