Can anyone tell me the best way to carry money in S.E. Asia. I will be travelling through Thailand, Vietnam and Cambodia for 4 weeks. 2 weeks i will be alone (i am female).
i am arriving from Japan, so i will have yen. Are rates associated with VISA expensive... i can get my parents to put my money into my account in Australia and use my VISA/ATM card...
or how easily are travellers cheques changed?
I have an Australian ATM card, but it doesnt have CIRRUS.
And would i be stupid to carry 4 weeks worth of money in cash on me...?
Advice desperately sought!
I think (some people have other thoughts) that travellercheques is the safest option. If you loose them or they get stolen you can easily get new cheques. Its not a big deal to cash them (at least in the larger cities like Hanoi and Vientiane). Cash would be not a good idea because of thiefs and a bankcard could get stolen/lost as well. I don't know about ATMs in those countries.
Just carry a few of each in different places ie;cargo shorts,shirt,neckpouch??(I'am a man) as if anyone is going to steal anything it will be your backpack but most of the time their is no problem.
Bring lots of US$ dollars into the country with you or yen!!! and change them on the "plane" or at the airport so you have lots of local baht!!and banks and touts will change those for you as you cross different borders and you need a Visa for Veitnam but you can buy one at the land border crossing at Hat Lek going into Cambodia,tell him you know jackboy;dont, they'll lock you up!!
Have your credit card safely hidden and use it at "ever opportunity"as everywhere their is ATMs.
Your travellers cheques are kept until the final few days as no joke, you will not be able to spend any money as its so cheap to live,eat and travel by bus and boat on the routes you will go.
al de bes mon and have a great trip
In Thailand use Visa or Master Card and don't forget your PIN number. ATM machines are everywhere. Many establishments and ATM machines do not take American Express. Most establishments add a 3% charge if you use your card. Travelers checks are great and for the best exchange rates have them in $100 USD denominations or higher. This is also true with cash. $20 USD denominations gets you a much lower rate of exchange and too bulky to carry around if you have a lot of them.
so... with the ATM cards... does it matter if there is no CIRRUS mark on the card? Can i still use it?