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Can I deposit a regular Certified Bank Check from the US?

Travel Forums Australia / New Zealand & The Pacific Can I deposit a regular Certified Bank Check from the US?

1. Posted by 80k (Budding Member 19 posts) 11y

I'll be in Australia for an extended period of time (6 months) and plan on opening a bank account. I was wondering if I can just take a certified bank check from my US bank to a bank in Australia and deposit it there?


2. Posted by Sam I Am (Admin 5588 posts) 11y

I'd think this is going to be possible, however you'll be hit with some pretty high fees and probably won't have the money directly on your account (if possible, I've never known anyone to go down this route). I get cheques for the business sent to me in Norway sometimes and it takes at least a week and 25 USD to cash. Does your US bank have the option to transfer money to an overseas bank account online? That way, you can just wait till you are in Oz and have the account details and then log in at an internet cafe and transfer the money from your US account to your Australian one. Alternatively, if you don't get charged too much for withdrawing money from ATM's, you can withdraw large amounts inside a bank (for security) and then deposit them straight onto your account in Oz...


3. Posted by 80k (Budding Member 19 posts) 11y

i could get it wired, but i believe it is 40 dollars per transfer, which isn't too bad, i suppose.

the other thing i could do is bring traveler's cheques. I can get Visa or AMEX traveler's checks for free from my bank, and just cash them in there. That seems to be the safest and possibly the cheapest way, except that I have to do a lot of signing :)

I think i get charged for $4 per ATM withdrawal, which isn't bad, either, so i could go that route. Although with that, it seems traveler's cheques is still better.

4. Posted by Sam I Am (Admin 5588 posts) 11y

Just make sure the exchange rate you get on the travellers cheques is going to be good and that you won't have to pay the bank in Australia a fee for cashing those either! I've personally never used travellers cheques but I know a lot of people like them for security reasons. Personally, I'd rather run the risk of my atm card being stolen and no one being able to do anything with it, than my travellers cheques being stolen and possibly someone getting away with cashing one... insured or not! But like I said, I've never used one so who am I to say that about the things :)

5. Posted by majito (Respected Member 442 posts) 11y

International cheques cost atleast $65 Aussie pesos to cash. And there will be a clearance delay as well. I would take about $1000 - $1500 USD in travellers cheques; open a bank account, then send the details to your US bank and get them or family to wire whatever else you need.