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Backpacker Insurance

Travel Forums General Talk Backpacker Insurance

1. Posted by samsara_ (Travel Guru 5353 posts) 11y

I'm checking out the cost of travel insurance at the moment, but I'm not too sure how it works exactly. The healthcare plan I'm on offers a significant discount on Annual Multi-trip travel insurance, but I'm not sure if this would apply in my case if I'm going to be continually travelling througout the year. No one trip should be longer than 30 days and you can only insure aganist a maximum of 180 days in the year... Is it possible to get travel insurance for a full year? What if you might be travelling for more than one year - do you just renew your insurance at the end of the first year?

Can anyone guide me in the right direction?

I'll stop asking questions now.

2. Posted by flynn (Inactive 140 posts) 11y

hi samsara,

not sure my answers will stop you asking...

a 'travel insurance' is in effect a holiday insurance, as you said, the company assumes you're traveling for 30 days at most. to cover a whole yearlong trip you'll probably need a health insurance for abroad (that really sounds strange, should work on my english ).

in germany all mayor insurers offer health insurances for expatriats, longtime travellers and the like, i paid the money by standing order, wasn't a problem to extend the insurance policy after a year, but comparing the tariffs was hell!

hope you'll need no insurance!


3. Posted by Mikey B (Respected Member 181 posts) 11y

It's easy to get year-long travel insurance specifically geared towards backpackers. They will even include things like diving, extreme sports etc. I think I paid about £120 for mine (with Columbia Direct)

4. Posted by Sam I Am (Admin 5588 posts) 11y

This is a pretty common issue and as the others mentioned you'll need to get a 'backpacker' insurance. The World Nomads one is pretty good and currently giving away a VERY nice prize for anyone taking it out till the end of December :) Most of these also allow for extensions to be made while you're travelling at tiny or no extra fee....

5. Posted by samsara_ (Travel Guru 5353 posts) 11y

Thanks everyone! I'll check out those tips.

6. Posted by voyages (Inactive 36 posts) 11y

Thank you Sam, I have long looked for a cheap insurance and I think I´ll stick to worldnomads.

7. Posted by tallbird (Respected Member 269 posts) 11y

The Rough Guide travel insurance is quite good too! I had it last year and they were very quick to foot my bill of having stitches in my foot after a surfing accident!

8. Posted by kenmc (Full Member 80 posts) 11y

Hey Ev, check out these