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Credit Card for backpacking?

Travel Forums General Talk Credit Card for backpacking?

1. Posted by loei (Budding Member 4 posts) 13y Star this if you like it!

I don't know if I'll have the finances to pay for my backpacking trip. Only 2 weeks in Europe, but I'll be studying in London for 2 months and have plans to stay in NYC for two weeks. I'm wondering if I should get a credit card or just try to stay within budget?

I'll probably be able to get some student loans. The problem is that I won't have a job when my backpacking trip ends since I live in a small town with very little opportunities (and I have no car).

2. Posted by backpackit (Full Member 45 posts) 13y Star this if you like it!

I'd really suggest trying to stay within your budget. I wouldn't recommend building up debt on a credit card for anyone. You'll be surprised how far you can stretch your budget if you give it a little effort. On top of that, to come back home to a credit card bill and without a job or even a car to take you there if you had one is probably not a situation most people would welcome.

3. Posted by nicnac (Full Member 69 posts) 13y Star this if you like it!

If you apply for a Nationwide Visa card from the uk they have 0% if money is drawn from the ATM machine also 6months interest free.

You could set up a direct debit for any money spent to come from your bank account.

www.nationwide.com

Hope that might be helpful

4. Posted by aimsuk (Full Member 112 posts) 13y Star this if you like it!

i agree with backpackit, i wouldnt advise going into debt for travelling or any other reason...unless there is no other possible way to deal with it. Having said that i need to get a credit card for when i go to australia...for emergencies only...thing is, i have no idea on which one to get...there are so many out there!!!!