My husband and I are looking to volunteer independently and
if any one has suggestions about volunteering. We want to do this
alone and avoid any large organizations. We are looking to help the
needed in areas where no organizations are but welcome volunteers.
Any suggestions will be greatly appreciated.
Try www.entremundos.org (Directory of volunteer ops, Xela)
www.latortugafeliz.com (Costa Rica)
Help to Help, Work/Volunteer Worldwide
First, a very good list of websites offering jobs in the development area, worldwide, in the field of humanitarian aid, social projects, environmental issues, etc.
Don't utilize organizations at home that want to charge you a "volunteer fee" to place you...do your own research. Most agencies require you pay room and board at least while working on the site. If you a offered a full time job by an organization for 6 months or more duration, get in writing that you will be sponsored for a work permit, that includes teaching ESL or Computer Skills full time for renumeration.
While it is admittedly an "organization," I had an excellent experience with Willing Workers on Organic Farms http://www.wwoof.org. You do have to join for US$10; the fee helps the organization maintain a list of organic farms around the world that accept volunteers.
WWOOF heavily discourages farms from "charging" volunteers, I worked for a month on a jungle farm in Ecuador that raised trees to reforest the jungle. It was an excellent experience, and while every farm and farmer will be different, I thoroughly enjoyed the people at WWOOF and the farm where I worked.
I apologize if this doesn't meet your "no organization" wishes, but I think WWOOF is a viable alternative if you have a difficult time finding a place to volunteer.