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Travel Insurance: Covering high value items...

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1. Posted by road_trip (Full Member 203 posts) 10y

Hey,

I'm in the process of sorting out my travel insurance, along with visas etc, for my RTW trip starting in July. I've trawled the net all day today, but I still cant find a policy that suits.
Basically I want a policy that will cover both my digi camera and Ipod. Most poilicies will cover a single 'valuable' item up to some maximum amount (£150-250), with the total possible claim being £200-250. Meaning that if both digi camera and ipod got stolen then I could only claim for one. World Nomads would cover me for both for an extra premium, however they've just removed their UK policy and are in the process of writing a new one. I cant find one that competes with them really, and I need to sort out insurance asap as I just realised I need it to apply for my Russian visa!

Any ideas? I'm getting tired of bouncing around the net now without any luck

Thank you! :)

2. Posted by Sander (Moderator 4833 posts) 10y

Curious, I didn't have that much difficulty finding insurance that covered a lot more. Right now I have business travel insurance as it covers my computer equipment (laptop) and camera conveniently in separate categories, so if both would get stolen, I'd get €2500, but as a backpacker I had... *looks it up* €3500 for luggage, with €1500 maximum for electronics. The equivalent in the UK seems to be Endsleigh Backpacker Plus. That webpage is pretty scarce on the details, and if the ratio of total luggage to electronics holds, that £1500 would work out to only £640 for electronics, but that's still a vast step up from what you're looking at right now.

[ Edit: Edited at May 27, 2006 3:08 PM by Sander ]

3. Posted by Sam I Am (Admin 5588 posts) 10y

Yep, it's a bummer about WN not insuring people from the UK for a while. Endsleigh is a good, solid and reputable company though. I've met them before and know a few big organizations that work with them and who recommend them for UK citizens.

4. Posted by road_trip (Full Member 203 posts) 10y

Cheers for the replies.

I spoke to Endsleigh yesterday; their policy seems pretty good, however the total valuable limit is £250 making it a bit useless for both my digi cam and ipod.

I might just apply for my mongolian visa first, hopefully by the time I get that back WN will have sorted out a new policy Fingers crossed!

If anyone else has any other recommendations, please let me know!

Thanks! :)

EDIT
I just spoke to insureandgo on the phone and they can insure extra value items for an additional premium:
Casio Z750 = £18.10 for 12 months
Ipod Video 60gb = £23.16
Not bad for 12 months cover! Hope other people find this helpful ;)

[ Edit: Edited at May 28, 2006 4:42 AM by road_trip ]

5. Posted by Sam I Am (Admin 5588 posts) 10y

Hey road_trip, I am told by World Nomads that their UK coverage will be back online starting June 1st. Just in case you have a few days to wait...

6. Posted by road_trip (Full Member 203 posts) 10y

Quoting Sam I Am

Hey road_trip, I am told by World Nomads that their UK coverage will be back online starting June 1st. Just in case you have a few days to wait...

Cheers Sam!

I'll wait it out a couple of more days then so I can compare both packages. I've got to wait for my iPod to arrive so I can get the serial number anyway.....

Cheers!

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