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Money Matters

Travel Forums Europe Money Matters

1. Posted by TunaOK (Budding Member 107 posts) 10y

Hello hello !

Great advice need. I will be travelling to Europe soon ( Switzerland , Germany , Belgium , Holland , France , England , Scotland ) for the first time ..Woohoooo!

Now the question is , do countries like Switzerland accept pound or euro if i runs out if Swiss Franc.

Same goes to England , can i use euro instead ?

My friend that been to England told me that certain areas in London accept euro..What's the pros and cons in this ?

2. Posted by nah (Budding Member 16 posts) 10y

In the UK there are some of the larger stores accepting Euros but I think you will be better opting for pounds. In Scotland, while accepting English pounds, they have their own notes too (same value as English notes but they still have a £1 note), they are legal tender in England but some smaller shops often refuse to accept them. Hopt this is of some help.

3. Posted by mikeyBoab (Travel Guru 5077 posts) 10y

You should note as well - English businesses are legally entitled to refuse Scottish notes.

4. Posted by aleah (Full Member 400 posts) 10y


I'm not really sure about the acceptance of Euro in Switzerland. I live in Basel and most stores do accept the Euro, but for a really bad rate. I would recommend you to make a budget and change enough Swiss Francs. You can always use Euro at the end of your Switzerland stay if you run out of Swiss Franc.

5. Posted by jamirva (Budding Member 30 posts) 10y

i lived in Uk for a while, and never had a problem with english/scottish notes.. they never refused me to pay with either of them in england and scotland*** about switzerland, they wont accept euros, you have to exchange them***

6. Posted by PLUSCREW (Budding Member 28 posts) 10y

the last i heard english shops had to accept all scottish currency and anything bearing the queens image-they are not allowed to refuse scottish bank notes.
you won't find many shops accepting the euro in the UK, maybe the ones with the ex-duty free and huge department stores like selfridges.
using a foreign currency will undoubtedly get you a crap conversion. take your ATM card and use the machines. you'll get a much better exchange rate than trying to change over the counter.

7. Posted by aimsuk (Full Member 112 posts) 10y

Ive worked in various shops in UK and have never been told to refuse scottish (or any other)£ notes, as long as they sterling on them, they are fine. I do the cash up at my current employment, and the other day i had a sterling £5 note that looked more like the australian $10 note! it was plastic.....i had to do a double take!

If any shops refuse to take non english £ notes, you should be able to exchange them at banks without any hassle. that goes for old english currency as well, funnily enough, the old £5 english notes don't say sterling on them!

8. Posted by pfeiffer (Full Member 211 posts) 10y

Quoting Lynnhue

My friend that been to England told me that certain areas in London accept euro..What's the pros and cons in this ?

It's convenient sometimes, but don't count on it; the conversion rate may also not be so good (if they are being accepted as a convenience to tourists).

In Germany you will be fine with euros (cash) and a credit card. I would not bother with travelers' checks (does anyone use them anymore?). Do plan to have cash on you as many smaller shops will accept our European bank debit cards (that cost them little or nothing) but will not accept credit cards. However, with the credit card (or even your home bank debit card?) you'll be able to withdraw money from ATMs.