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Nationwide Flex Account Charges....?

Travel Forums General Talk Nationwide Flex Account Charges....?

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1. Posted by dannyboy7 (Full Member 167 posts) 10y

Hey guys,
Just been warned by the money exchange place that even thought NATIONWIDE say they don't charge you for taking money out abroad you still end up paying loads of other charges from the banks you use while away and you get a really bad exchange rate from them....has anyone had any experience of using the nationwide flex account while there away?.....coz i'm a little wary now that maybe i should get some travellers cheques instead of relying solely on using ATM's with my nationwide card.....
any advice on what i should do...?
cheers people

2. Posted by jen23 (Full Member 73 posts) 10y

Hi Danny,

I have a Nationwide flex account AND credit card. What you've heard is incorrect. I asked that specific question to nationwide earlier today. I was told, "it is free of charge to pay & withdraw anywhere, and that Nationwide ABSORB any fees from that bank"
However, when using a Nationwide credit card to withdraw cash (like a debt card) you then pay, cos it is cash in advance.

hopes this puts your mind at ease.


3. Posted by dannyboy7 (Full Member 167 posts) 10y

Thanks jen thats just what i needed to know......
6 days till i'm off to oz and i need all the money i can get so thats pretty reassuring.
thanks again...

4. Posted by Clanger (Respected Member 202 posts) 10y

I didnt pay a single charge, even though I was warned that I might be charged when I used some ATM's - but I can safely say in the 8 mths I travelled - I had no charges!

5. Posted by AndrewB (Budding Member 8 posts) 10y

Interesting post, opening a Nationwide flex account is on my todo list for this week, was made aware of it from someone who is currently travelling (only making final arrangments myself, wont be long ) had me worried there for a little while, but great to hear you dont incure any charges

6. Posted by dannyboy7 (Full Member 167 posts) 10y

cheers guys......!!!!!!!!!!!!!!!!!!!!

7. Posted by smythy (Full Member 237 posts) 10y

ive already applied for one but now im confused as to how you actually get your money out of the ATM's. By ???? not creadit card then? Do they give you a specific debit card for the Flex Account?

8. Posted by claireh (Respected Member 318 posts) 10y

Yes, you get a specific debit card for the Flex account when you set up a flex account. I've just done mine too!

9. Posted by holybinch (Budding Member 35 posts) 10y

Could anyone tell me which type of debit card it is ?
Visa Electron ?

10. Posted by dalziel (First Time Poster 1 posts) 10y

I've used the Nationwide Flex card (& Credit Card) for years and had no charges imposed in fact when I was initially checking it out the Royal Bank of Scotland inferred that they (Nationwide) adjust the exchange rate. So while I was in Phoenix, Az I withdrew two $500 amounts from the same machine at the same time using the Nationwide Flex Card and my R B of S card. Came home and checked my bank statements. £12.48 of a difference in favour of the Nationwide! AND both exchange rates were exact to the third decimal place. My advice - Go Nationwide and tell everyone you know to do the same. If you are worried about the individual cash machine charges go to Government buildings like main libraries. Some of them don't charge anything.