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Money in IndoChina

Travel Forums Asia Money in IndoChina

1. Posted by philo (Full Member 107 posts) 10y

philo has indicated that this thread is about Vietnam

Hi,

I have the money I need to do the travelling I want to do next month, but in case of emergancies, I want to have a contingency plan.

So, can I use Maestro/Cirrus Cards in Thailand and Vietnam? or will it have to be VISA??

I don't think I could get a VISA card, so I'm not too sure what I should do.

I'm just worried in case all of my money gets lost, and I have nowhere to stay, no way of eating, no way of getting back to the airport etc.

If I can use Maestro/Cirrus cards though, I will organise an overdraft, but if I need a VISA, I don't know what I will do!!

2. Posted by CharmWay (Budding Member 44 posts) 10y

Hi,
I'm sorry but I'm afraid that you can't use Maestro/Cirrus Cards in Vietnam. Here we accept Visa, Master and American Express Card only.
You can bring US Dollar or Traveller cheque in case of emergancies. In Hanoi or Ho Chi MInh city, you can cash Traveler Cheque in Vietcombank or some gold shops.
But It's better you should have Credit Card.
Best wishes.
WaytoVietnam.

3. Posted by Laura_B (Respected Member 352 posts) 10y

Quoting philo

Hi,

I have the money I need to do the travelling I want to do next month, but in case of emergancies, I want to have a contingency plan.

So, can I use Maestro/Cirrus Cards in Thailand and Vietnam? or will it have to be VISA??

I don't think I could get a VISA card, so I'm not too sure what I should do.

I'm just worried in case all of my money gets lost, and I have nowhere to stay, no way of eating, no way of getting back to the airport etc.

If I can use Maestro/Cirrus cards though, I will organise an overdraft, but if I need a VISA, I don't know what I will do!!

Do you mean maestro/cirrus to withdraw cash? I have a switch card with maestro/cirrus and I was able to use it to withdraw cash in Thailand and Vietnam. There were plenty of ATMs, a bit less in Vietnam then Thailand. Take travellers cheques as back up though, just in case you loose your card or you're somewhere where there are no ATMs, a credit card is also useful for emergencies. Personally I'm not keen on using credit cards to purchase items abroad though, if you become a victim of fraud it may not know it until you return home.

It may also be an idea to open up another account & put a proportion of your money in there, again more back up in case something happens. If you're a UK citizen look into opening a nationwide account, they do not charge you for withdrawing cash abroad! Can save you heaps on bank fees.

4. Posted by rama_h (Inactive 91 posts) 10y

Just for being safe, for sure DON'T bring cash, or even traveller's cheque, the exchange rate is bad! I suggest just bring your maestro/cirrus card like laura_b said, you can withdraw in most ATM's throughout Vietnam with no problems, cause many of the ATM machines does accept maestro/cirrus, you'll just problably get charge a small amount from your bank of origin when you do so, in my case, I only got charge about US$ 1 per transaction...

5. Posted by philo (Full Member 107 posts) 10y

Thanks for the replies-

I've found a VISA Travel card, that works just like a debit card- only is VISA! I should be able to use this wherever I need to now...although I did have to ask around every travel agents in our centre to find it, I did eventually, and best of all, it's free, unlike the American Express cards.

6. Posted by Laura_B (Respected Member 352 posts) 10y

Quoting rama_h

Just for being safe, for sure DON'T bring cash, or even traveller's cheque, the exchange rate is bad! I suggest just bring your maestro/cirrus card like laura_b said, you can withdraw in most ATM's throughout Vietnam with no problems, cause many of the ATM machines does accept maestro/cirrus, you'll just problably get charge a small amount from your bank of origin when you do so, in my case, I only got charge about US$ 1 per transaction...

I don't see a problem in bringing $100 or so in travellers cheques, what happens if you get your card stolen or you loose it? At least with some travellers cheques you've got back up.