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Credit Cards???

Travel Forums Asia Credit Cards???

1. Posted by Jadearth (Budding Member 36 posts) 10y

In 6 days my mom and I are lieaving for Thailand for a month, we realized that the credit card we had planned to take is American Express. Is this widely accepted?

2. Posted by MazDev (Budding Member 52 posts) 10y

American Express is accepted in the most Hotels, top Restaurants and better shops. A lot of ATM's also accept them.

Personal seen I would try to avoid using a credit card very often. To much fraud happening here in Asia. So as a suggestion it also would be good bringing a ATM card with you, where you can withdraw cash for your daily use.

ATM cards with Maestro, Cirrus, Nets, Visa Electron Logo on it are nearly at every ATM accepted.

3. Posted by frosty (Full Member 107 posts) 10y

Quoting Henna Jade

In 6 days my mom and I are lieaving for Thailand for a month, we realized that the credit card we had planned to take is American Express. Is this widely accepted?

Some banks and many credit unions sell traveller's checks without any fees. Traveller's checks are easy to cash in Thailand. Only bring the largest size denominations you can get because there is a 33 baht fee per check to cash them (you don't want to wast a lot of fees on $10 traveller's checks.)

Check with your credit card issuer to see how much of a fee they charge for ATM use. Some fees are quite high. Same as traveller's checks, don't make a lot of small ATM withdrawals to cut down on fees.

You really should have a second credit card that you can use for backup in case you lose your ONE card you bring with you. Also, I wouldn't use the card for small purchases in shops or paying for meals, you're not back home anymore! Everyone you expose your credit card to leaves you more open to fraud charges.

Notify your credit card company that you will be using the card overseas. Tell them which countries you will be in. It's possible that when you use your credit card in a shop or restaurant, someone can call Hong Kong, Russia or some other country and charge a lot to your card and you would not notice the charges until you arrive home.

Pay for small purchases in stores, restaurants and vendors with CASH - not credit cards!
Use the security box in your hotel to store your valuables and extra money. Don't walk around with all of your money on you in case you "lose" your wallet/purse somehow.

4. Posted by Mel. (Travel Guru 4567 posts) 10y

Hello Henna Jade

Here is what my SE Asia on a Shoe String guide book says, about credit cards.

Credit cards are widely accepted at upmarket hotels, restaurants and other business establishments. Visa and MasterCard are the most commonly accepted, followed, by American Express (Amex) and Diners Club. Cash advances are available on Visa and MasterCard at many banks and exchange booths.

5. Posted by frosty (Full Member 107 posts) 10y

Credit cards are widely accepted at upmarket hotels, restaurants and other business establishments. Visa and MasterCard are the most commonly accepted, followed, by American Express (Amex) and Diners Club. Cash advances are available on Visa and MasterCard at many banks and exchange booths.

Yes credit cards are accepted at all of the above places, they are also widely accepted by thieves and con artists who know that you won't notice any extra purchases on your statement until you arrive back home!

It is still best to pay cash for cheap purchases in small shops, stores, vendors and restaurants. Just use the ATM to supply your cash. Why take a chance?