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Travel Insurance For 12mnth Trip round Oz??

Travel Forums Australia / New Zealand & The Pacific Travel Insurance For 12mnth Trip round Oz??

1. Posted by Oakey (Budding Member 64 posts) 8y

Hi, I'm travelling to Oz in feb where I am planning on spending a year on a Working Holiday Visa, I am travelling via Thailand/Bali on route, where I am planning on spending a month....

I am in the process of booking travel insurance, Can anybody give me any hints on where to find cheap, yet quite comprehensive cover???? I have been quoted around £300 but know I must be able to get in cheaper on the net...
Also can you give hints on the level of cover I will need..
I am a first time traveller and its all a bit daunting at the minute!

Peace.

Mike.
:)

2. Posted by hannah1987 (Budding Member 15 posts) 8y

Hey, we got ours for ten months in aus for 109 pounds, we got it from one stop travel insurance, google that, should work.or if you try travel supermarket that might find a cheap one for you. You'll have to get one to cover asia too though, we took out a seperate policy for that, just for peace of mind, thailand has a bad reputation so we felt it necessary, however we're in Thailand now, and it seems VERY safe, we love it!!! You'll love aus, and you'll love love love Thailand! I'd get it to definatly cover baggage, this is extra, but check the single item allowance, like i was carrying a laptop worth a grand and the single item was only up to two hundred quid so had to get seperate, suppose depends how light your travelling! Hope this helps, mail me if you have any questions!!!! xxx

3. Posted by Oakey (Budding Member 64 posts) 8y

Thanks Hannah..

For the Oz part of the trip the Insurance seems very reasonable from what I've seen, its the asia bit thats causing the problem... Of the companies Ive spoken to (only 2 addmittedly!) they tend to want you to return to the uk after your months travel round Thailand and Bali..

My original Idea was to get the Oz insurance for a year, then the months asia insurance seperate, but this returning to the uk bit has sort of ruined that idea, do anyone know if its gonna be like this for other insurance companies?

The insurance I have been offered via STA travel, who we have booked our trip with, is £306 for world wide cover excluding usa, I'm sure I dont need world wide cover if I'm only goin to Oz, Bali and Thai...

Either way I'll check out the sites you have mentioned, cheers hannah!

Mike.:)

4. Posted by kslov (Budding Member 15 posts) 8y

I went with insure and go (google it-possibly .com) who were about the 300 mark and covered me worldwide ex canada and US. You can also ring them and top up for a couple of quid if you do any extreme sports over here

5. Posted by AndrewB (Budding Member 8 posts) 8y

I would suggest you check out Direct Lines travel insurance http://www.directline.com/travel/welcome.htm worked out cheapest (and with same cover as travel agents own insurance) for myself.

6. Posted by Oakey (Budding Member 64 posts) 8y

Thanks for that tip Andrew, just got a quote today from direct line, similar cover yet £60 cheaper than my travel agent quoted... I'm still looking though, still recon I can knock another £20 off somewhere!

7. Posted by carosterns (Respected Member 159 posts) 8y

I have been with Direct Line for 4 years and haven't found anyone who can offer me a better rate. Although HSBC does a pretty good deal. Check with your bank to see what they do. £300 is over the top even with USA cover. My directline includes USA and wintersports and is £99.

8. Posted by booboo (Budding Member 14 posts) 8y

Hi ya

I have just got my insurance with insureandgo.com - backpackers insurance for a year only booked oz and nz. The insurances comes in three different gradings - bronze, silver and gold so you can choose how much cover you want - I went for Silver which was £184.00 for the year and I have used them before and they are a very good company. Some of the backpackers insurances I have found look good then when you get your extras on it costs alot more then you originally thought.

Hope this helps

Cheers Laura x

9. Posted by Oakey (Budding Member 64 posts) 8y

Quoting caro_stern

I have been with Direct Line for 4 years and haven't found anyone who can offer me a better rate. Although HSBC does a pretty good deal. Check with your bank to see what they do. £300 is over the top even with USA cover. My directline includes USA and wintersports and is £99.

£99, that seems really cheap, I will be away from home for 13months(hopefully) in total, I will need to be covered for Thailand, Syngapore, Bali, Oz and Tokyo so I assume I need world wide cover exc. usa.... All may quotes have been above £215... Doubt the £99 policy would be for the whole year is it? Ive just been quoted £240 with them...

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