Why is it only the rich that can safeguard their money by converting it? The poor can't. The rich remain rich, the poor remain poor. Why?
Because then the rich wouldn't be rich any more. They'd be poor. And the poor wouldn't be poor any more. They'd be rich. Think of the cosmic imbalance that would create !!!
Why can't the rules change so that these people simply have some credits appear on a piece of paper?
Money does appear on pieces of paper you know. They even call it "paper money".