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ATM availabiltiy in Europe

Travel Forums Europe ATM availabiltiy in Europe

1. Posted by Valmont (Budding Member 22 posts) 10y

Specifically the main cities in Germany, Austria and Italy. I upgraded my ATM card to 'Cirrus' so that it can be used outside of Ireland, does anyone know of the availbility of 'Cirrus' compatible ATM's in these countries? I'm not sure if 'Cirrus' is an Irish thing but any help is greatly appreciated.


2. Posted by james (Travel Guru 4138 posts) 10y

Not sure if Cirrus is only a UK thing, but some ATMs require a 6 digit PIN number whereas you may only have set up a 4 digit number.

In that case, I think you add 2 zeros to the end of your PIN number, but you should check with your bank.

3. Posted by Jase007 (Travel Guru 8870 posts) 10y

I have no problem with using my Cirrus card, i've used it in ATM's in Norway, Germany, France, Belgium, Holland, Italy so you should be ok.

4. Posted by carosterns (Respected Member 159 posts) 10y

Cirrus is an international concpet and I haven't had any problems around the world with it.

5. Posted by coldwarspy (Travel Guru 1108 posts) 10y

yeah Cirrus is everywhere - BUT careful in Austria - my UK Visa card wouldnt work in any ATMs in several cities - luckily had a spare card from America. And then my American Bank card woulndt work in any ATMs in Italy!

Always good to have travellers checks handy. Or emergency cash stashed away.

6. Posted by wouterrr (Travel Guru 3379 posts) 10y

Indeed. Cirrus and Maestro is worldwide. In Europe you won't face any problem with your debitcard in any country. I travelled even in Asia with only my cirrus/maestro debitcard without any problem. Don't worry, just have fun travelling.

[ Edit: Edited on Dec 13, 2006, at 6:10 AM by wouterrr ]

7. Posted by coldwarspy (Travel Guru 1108 posts) 10y

I disagree, I have had alot of trouble with debit cards. My friend also had his card eaten in, by an ATM, not a local...So i suggest plan for a back up to ATM.

8. Posted by veri77 (Budding Member 14 posts) 10y

hello...from Italy. No problem whatsoever!
cirrus-maestro you can even use them in the supermarkets to buy things as well in other shops, in ATM AS WELL( by the way...if you ask for ATM in ITaly nobody knows what it is: ask for BANCOMAT)...

9. Posted by Valmont (Budding Member 22 posts) 10y

Great, thats good to know. I'll have my mastercard with me for emergencies but I'd rather use cash to be honest!


10. Posted by Gelli (Travel Guru 2457 posts) 10y

Yup, Cirrus fine over much pf the world, but always good to have eitehr a different type of card or one from a different bank for emergencies. In teh Eu you will be fione, and I've used my cirrus card in Germany, Austria and Italy amongst many other countries and I've personally never had a problem (but I have several types of card, from 4 countries). However I have spent days wandering some places with people because their cards randomly didn't work - For example, some Canadian cards don't work anywhere in Romania for no apparemnt reason. One Australian bank cards works at only 2 ATMS [that we know of after extensive searching] in Budapest etc. etc.

If in real trouble, major hotels, casino's [normally a good option]and many private exchange bureaus will be able to run the card and advance you money even if ATMS don't work. The rate won't neccessarrily be great, and you might be stung with commisson, but that can be a better option than being in a country with no money and being stuck.

An emergency [and for real emergencies, not when you just can't be arsed to find an ATM] supply of euros &/or dollars isn't a bad thing to carry as well.