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11. Posted by danahawkins (Full Member 128 posts) 9y

Quoting karazyal

I have used traveller's checks for the last 10 years in Thailand without any problems! I do get my trveller's checks without commission from my credit union, which is one of the reasons reason I take them with me.

I'm talking asia, not just Thailand. I've cashed them in Thailand, but you will have problems in other countries.

12. Posted by karazyal (Travel Guru 1593 posts) 9y

Quoting funkfaerie

Quoting karazyal

I have used traveller's checks for the last 10 years in Thailand without any problems! I do get my trveller's checks without commission from my credit union, which is one of the reasons reason I take them with me.

I'm talking asia, not just Thailand. I've cashed them in Thailand, but you will have problems in other countries.

***********

I usually carry a combination of cash and traveller's checks and keep credit credit cards for emergencies. Recently I have also been taking a debit card with me (from a credit union) and have been happy with the low fees and sometimes even no fees when the credit union pays the fees.

I don't expect street vendors to cash TCs or even small shops. I cash my TCs at banks or authorized currency exchanges at the airport. I then use that cash to pay for my local purchases.

I have cashed TCs at the airport in Hong Kong (rates suck, even if you are just exchanging cash!) Banks in downtown Hong Kong also cash TCs.

I have cashed TC's in banks or at the airport in Malaysia, Singapore, Nepal and the Philippines. In the Philippines I also cashed TCs at the casino (United Nations Blvd. Ermita) and the Margarita Station in Angeles. The Casino comes in handy on Sundays and holidays, besides having your passport you do have to have on long pants and a button shirt though.

For Myanmar I did take U.S. dollars. The TCs I take are American Express $100 denominations. Slowly I have been using the credit union debit card more often (remember they have no fees or small fees.)

When you Google up "Cashing Traveller's Checks in Laos or Cambodia or Vietnam" you get several hits saying that cashing TCs can be accomplished in banks and authorized currency exchanges and some hotels. The commission is around 2% which is still cheaper than the fee for using a credit card in an ATM.

I always change the TCs and/or cash over to the local currency and use that cash for my hotels and restaurants, etc. In Cambodia and Laos I did use U.S. dollars too! You always almost always need some local currency for paying for inexpensive items.

It works for me!

Happy New Year

13. Posted by danahawkins (Full Member 128 posts) 9y

Quoting karazyal

Quoting funkfaerie

Quoting karazyal

I have used traveller's checks for the last 10 years in Thailand without any problems! I do get my trveller's checks without commission from my credit union, which is one of the reasons reason I take them with me.

I'm talking asia, not just Thailand. I've cashed them in Thailand, but you will have problems in other countries.

***********

I usually carry a combination of cash and traveller's checks and keep credit credit cards for emergencies. Recently I have also been taking a debit card with me (from a credit union) and have been happy with the low fees and sometimes even no fees when the credit union pays the fees.

I don't expect street vendors to cash TCs or even small shops. I cash my TCs at banks or authorized currency exchanges at the airport. I then use that cash to pay for my local purchases.

I have cashed TCs at the airport in Hong Kong (rates suck, even if you are just exchanging cash!) Banks in downtown Hong Kong also cash TCs.

I have cashed TC's in banks or at the airport in Malaysia, Singapore, Nepal and the Philippines. In the Philippines I also cashed TCs at the casino (United Nations Blvd. Ermita) and the Margarita Station in Angeles. The Casino comes in handy on Sundays and holidays, besides having your passport you do have to have on long pants and a button shirt though.

For Myanmar I did take U.S. dollars. The TCs I take are American Express $100 denominations. Slowly I have been using the credit union debit card more often (remember they have no fees or small fees.)

When you Google up "Cashing Traveller's Checks in Laos or Cambodia or Vietnam" you get several hits saying that cashing TCs can be accomplished in banks and authorized currency exchanges and some hotels. The commission is around 2% which is still cheaper than the fee for using a credit card in an ATM.

I always change the TCs and/or cash over to the local currency and use that cash for my hotels and restaurants, etc. In Cambodia and Laos I did use U.S. dollars too! You always almost always need some local currency for paying for inexpensive items.

It works for me!

Happy New Year

Dude... chill. Just offering my own experience.

14. Posted by karazyal (Travel Guru 1593 posts) 9y

Quoting funkfaerie

Quoting karazyal

Quoting funkfaerie

[quote=karazyal] I have used traveller's checks for the last 10 years in Thailand without any problems! I do get my trveller's checks without commission from my credit union, which is one of the reasons reason I take them with me.

I'm talking asia, not just Thailand. I've cashed them in Thailand, but you will have problems in other countries.

Dude... chill. Just offering my own experience.

It's only a few more options for "just in case!"

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