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ATM networks

Travel Forums Europe ATM networks

1. Posted by Dezafinado (Respected Member 177 posts) 9y

Hi -

Couple of questions I hope TP'ers can help me:

1) Which ATM networks (Plus, Star, Cirrus, Interlink, NYCE) are the most widely used in Europe?

2) When using a VISA/MC card from the U.S., is there an exchange rate fee involved? This fee is different from the ATM fee.

Thanks!

Niki

2. Posted by wouterrr (Travel Guru 3379 posts) 9y

1.)In many of European countries are Cirrus and Maestro the most important ATM networks.

2.)For me that is the case when I use my creditcard or debitcard in any country outside the European Union (so with different currency). I am affraid that is the case for you too. Check at visa for confirmation.

[ Edit: Edited on Dec 30, 2006, at 8:38 AM by wouterrr ]

3. Posted by Dezafinado (Respected Member 177 posts) 9y

thanks for the reply...

4. Posted by cde3879 (Full Member 142 posts) 9y

Cirrus and Plus are used here as is Link. Visa and Mastercard both charge 2.75% on foreign transactions regardless of the issuing country.

5. Posted by Dezafinado (Respected Member 177 posts) 9y

Quoting cde3879

Cirrus and Plus are used here as is Link. Visa and Mastercard both charge 2.75% on foreign transactions regardless of the issuing country.

Thanks, I found out that Plus is incorporated with VISA and Cirrus with MC.

Now I need to find a bank that doesn't charge a fee for withdrawing $ from foreign banks or non-affiliated banks.

6. Posted by james (Travel Guru 4136 posts) 9y

My parents just returned from 3 weeks in Rome....

They said that a lot of ATMs are only programmed to provide cash from a credit card (in the form of cash advance) and so you can't access your own money from your account.