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Money and Theft...!!!

Travel Forums Asia Money and Theft...!!!

1. Posted by Mohammad_Amir (Inactive 160 posts) 9y

Hi all,

I am going for backpack trip to Thailand, Malaysia and Singapore. My backpack adventures so far are in wilderness where you dont need to worry about your travellers cheques or credit cards coz u dont need to have any...

but how shud i carry money ??? travellers cheques?? or credit cards or cash?? how to protect them if i am plannin to stay in backpacker hostels ???

any comments, suggestions would be much appreciated.... :)

Regards,
Rola

2. Posted by vegasmike6 (Travel Guru 3562 posts) 9y

Rola,
Your best bet is a ATM card. Withdraw money as you need it. If stolen, the card is not good to anyone else w/o the pin number. I also have travel checks with me. If stolen, you can get a refund. Cash is just gone and no chance of recovery.

Have an undergarmet pouch and carry your passport, cash, cards, TC, etc. in it. Wearing it at all times makes it difficult to steal from you. Most hostels have a lock box that you can use. Bring your own padlock, think safety at all times and you should be fine.
Good Luck.

3. Posted by Mel. (Travel Guru 4567 posts) 9y

Hello Rola_rut

U can carry your money, travellers cheques etc, in a moneybelt, inside your clothes. Muggings are rare in Thailand and Malaysia(i dont know much about Singapore), so whatever is in a moneybelt should be safe. Wear your moneybelt while sleeping, and take it to the shower, with u. Things frequently get stolen, from guesthouse rooms.

Quite a lot of credit card fraud happens in Thailand and Malaysia. Be careful where u use your credit card. Personally, I would not use one, in these countries, at all.

In which form u should carry your money, depends on how much u have and how brave u are, about carrying cash around. Cash and travellers cheques, or an ATM card are suitable ways to carry your money. If u must take off your money belt, be careful which safes u leave it in. Only leave it in ones, where u can use your own pad lock. Dont put it in any safe, where guesthouse staff have access to it. If a guesthouse owner has a good reputation u can leave it with her or him. But only if other travellers have done so and confirm that everything was ok. Things happen, like they may take some of your travellers cheques, from the middle of the pile, and replace them, with paper, so it takes weeks, for u to realise u have been robbed.

Mel

4. Posted by Mohammad_Amir (Inactive 160 posts) 9y

Thanks a lot Mel and Mike... i really appreciate your help ... :)

I guess i will take along my ATM Card with a few travellers cheques and a lil cash... but i need to check with Standard Chartered bank if i can use their ATM card in these countries or not...

but are the travellers cheques acceptable at guest houses/hotels or one has to convert them from banks??

Regards,
Rola

5. Posted by vegasmike6 (Travel Guru 3562 posts) 9y

Rola,
Of course most larger hotels will cash your TCs. The cheaper places may not or charge more than the going rate to cash them. I use a bank or exchange office and convert into local currency once in a new country.

6. Posted by frosty (Full Member 107 posts) 9y

Quoting rola_jutt

Hi all,

I am going for backpack trip to Thailand, Malaysia and Singapore. My backpack adventures so far are in wilderness where you dont need to worry about your travellers cheques or credit cards coz u dont need to have any...

but how shud i carry money ??? travellers cheques?? or credit cards or cash?? how to protect them if i am plannin to stay in backpacker hostels ???

any comments, suggestions would be much appreciated.... :)

Regards,
Rola

Just to be on the safe side I wouldn't bring a lot of valuable stuff with you, like grampa's heirloom watch or expensive electronic gadgets (unless you intend to keep them under your eyeball all the time!)

You can use the internet to store information that you may need in an emergency, like travellers check serial numbers.

If you get ripped off at a cheap hostel or dorm remember that it may not be any of the hotel staff that did the crime! Your fellow travellers might be the actual thieves! Make sure you have a bag that you can throw a lock on, it won't stop a theft if they guy has a razor knife but you will know right away that you have been robbed.

Good luck

7. Posted by JAY_H (Full Member 69 posts) 9y

I dont have a backpack that i can put a lock on it and im a bit worried.
Also i have is my camera and of corse i will have a money belt but how can i keep my camera on me at all times? Do people wear bum bags or will that attract theifs?
Ahhh to much to think about, its bad enough trying to book my flight and visa!!

8. Posted by Mel. (Travel Guru 4567 posts) 9y

Hello Jay

In Thailand, muggings are rare. If u put your things in a bum bag around your waist, it is unlikely to be stolen. If u want to sleep, on a bus or a train, put it inside your clothes.

How big is your camrea? Can it go inside your clothes.
Muggings are rare, but snatch thieving is not. Shoulder bags, and camreas hanging over your shoulder can be stolen. Even if u are on a motorbike.

If u have a bum bag, wear it, even in bed and take it to the shower. If u want to swim, make sure u leave it with somebody reliable. Dont leave it, in your guesthouse room. These often get broken into.

Dont worry about your backpack and putting locks on it. Just dont put anything essential or valuable in it. I used to toss my back pack everywhere, and then come back for it. Nobody ever attempted to steal it. The only real danger, with backpacks, is on overnight bus journeys. If u put your backpack in the luggage hold, somebody may riffle through it, looking for something to steal. And i have heard of them stealing the strangest things. One guy told me, that they took his razor, address book and some other bathroom stuff. A girl said, all her stuff was wet and dirty, after an all night bus journey, but nothing stolen. Somebody had taken everything out of her bag, and put it back in wet and dirty.

Mel

[ Edit: Edited on Jan 19, 2007, at 4:21 AM by Mel. ]

9. Posted by karazyal (Travel Guru 1592 posts) 9y

When you are riding on a bus (or train or plane) keep your important stuff with you at your seat. Don't leave your passport, money, meds, camera, etc. in the checked in bag. I have been on busses where passengers would pay for a second seat just for his/her bag instead of storing it below.

Make a few photo copies of the information page in your passport and put them in a couple different places in your luggage "just in case" your passport comes up missing. This photo copy may help you at your embassy when you apply for a new passport.

If your bag isn't designed for a padlock you can have one of the cheap street tailors, in Bangkok or Pattaya, sew some D rings on the flaps so you will have a place to put the lock. You have to get the D rings and a little cheap webbing. (Maybe you can sacrifice another old bag for the spare parts.) Or maybe you can put some gromets in that have holes for padlocks.