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best way to insure camera?

Travel Forums Travel Photography best way to insure camera?

1. Posted by jodee (Budding Member 5 posts) 9y

I plan to take my camera travelling with me next week but just realised the travel insurance i was gonna go for only covers up to £300 per personal item. Any advice on how best to insure camera up to £800?
thanks
jodie

2. Posted by Jase007 (Travel Guru 8870 posts) 9y

Hi Jodi,
Have a look at your house contents insurance, this usually covers for any items usually stored at your house of residence. And will cover you for travel up to periods of 6mths.
I looked into this last year (after just wandering around with my camera not covered) and it was my travel insurance company who told me about house contents covering you camera, mobile phone, luggage and clothes.
Check your policy, it's worth looking into.

Jase

3. Posted by samsara_ (Travel Guru 5353 posts) 9y

Yeah I'd agree with that. I took out travel insurance with World Nomads and paid an extra high premium to cover my camera, Igb memory card and creative zen. When they were stolen, i got a fraction of the cost. My Canon Ixus set me back over 700 euro (along with a 1Gb memory card) so that's why I took out extra cover.

Insurance companies are good when it comes to paying your health costs but they get you on you electronic equipment. You absolutely have to have your orignal recepit as proof of purchase. Dont listen to what they tell about provding manuals, etc. They wont accept them. They wouldnt pay out for my zen being stolen because I didnt have its receipt.

At least if you can cover it on your house contents you might get back something close to its original value. ;)

4. Posted by bentivogli (Travel Guru 2398 posts) 9y

Quoting Jase007

Have a look at your house contents insurance, this usually covers for any items usually stored at your house of residence. And will cover you for travel up to periods of 6mths.

I wish a policy like that existed in Holland... I take separate valuables insurance out on mine when I travel; it's cheap (smt like 40 cents a day or so), and I can be certain that it will be fully refunded or replaced in case of theft, loss, damage, etc.