Im going to be in usa for the next month and needed a little advice on what types of currency to take.
Im from england and would like any advice on whether to take cash, travellers cheques or use my bank cards to withdraw cash over there when i need it. Which would be easiest and give me most for my money
My suggestion would be to bring a little bit of cash with you and some travellers checks for emergencies. Most places in the US will accept travellers checks, but some don't, so don't rely wholly on them.
Bank Cards, especially Visa or Mastercard are going to be accepted in 99% of places in the USA, and often your bank will give you a better exchange rate than most other outlets.. The only problem with that is the ATM fees when you withdraw cash.
To help counter that I'd simply withdraw a weekly cash amount, whatever that amount happens to be for you... Rather than withdrawing smaller amounts on a daily basis.
I have not used travellers checks in over four years. When I travel to another country I cash a limited amount of cash to last me several days at a time, but not so much that it would be a big deal if if was lifted by some nefarious character. Use your debit card - using a credit card will instantly run up a finance charge for a cash advance. Charge most of your purchases, while of course keeping in mind how much you figured on spending on your journey.
I use my debit card all the time in the States just like I would use a credit card. They are accepted at almost all restaurants, hotels, shops etc. It is nice to have some cash on hand for small purchases. If you use your debit card for most purchases just make sure you don´t overdraw because this also racks up large penalty fees!!
thanks alot for the advice