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Visa TravelMoney® Card OR Travelers Cheques ??

Travel Forums General Talk Visa TravelMoney® Card OR Travelers Cheques ??

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1. Posted by starlight2 (Full Member 108 posts) 9y

Just wondering what is better/more accepted in Japan ... Visa TravelMoney® Card OR Travelers Cheques ?? .... Also does anyone know where I can convert a small amount of money before I leave ... AAA only takes $300 and up, I only want $50-$100

Thank You !! ^^

2. Posted by Mel. (Travel Guru 4567 posts) 9y

Hello Starlight

Most international airports have places to change money.
It is usuaally better, to wait, until u arrive in countries, before changing money. If u change it in the US, the exchange rate is likely to be bad. If u really feel, like u must change it, before leaving, then I think most banks will do it. Yen is hard currency, so should be easy to get. Sometimes banks have to order foreign currencies, so order them at the bank, a few days before u need them. If u want to know, if the exchange rate is good, then compare what the bank is offering, with the official exchange rate, on the internet.
I usually carry most of the money I need, in cash. There are probably lots of ATM machines, in Japan, so u could bring an ATM card, and have your credit card also, for emergencies.

Ask the moderators, to move this, to the Asia forum. There will likely be more people there, who know about money, in Japan.

Mel

3. Posted by starlight2 (Full Member 108 posts) 9y

Thanks Mel. :] I asked this also in the Asia thread. No one had replied yet. But thank you for your advice ^^ I got a lot of responces saying that I should exchange the money at the airport ... I am just nervous about that sort of thing since I don't want to get to Japan and find I can't take out money from the Japanese ATM or something.

I don't really trust myself with 3,000$ in cash ... I'd lose it knowing me and that would NOT be good, haha & unfortunetly I don't own a Credit Card & don't really want one [think they're dangerous :P] Most people said Japan is a cash only country, which is OK with me ... since even at home in Boston I only use cash ... but I have that cash in a bank and take it out w/ an ATM card ... that's basically what I wish I could do in Japan as well.

Most people said an American ATM will work but only in Post Office's & Citibank .. & that there are fees and a limit to how much you can take out daily/weekly [???!] So haha I think I have much more research into that deal than I origionally thought I would.

4. Posted by Mel. (Travel Guru 4567 posts) 9y

Hello Starlight

Just ask your bank, in the US, about the charges, which will apply to your US ATM card, when u use it, in Japan. I think the daily amount u are allowed to take out is quite a lot. In Ireland, I can take out around 300 Euros per day, with my ATM card. More than enough. Maybe the daily limit on your ATM card is a similiar amount.

I have seen people mention Debit cards, on these forums. I have never used one, but a lot of people do. Maybe they are an option for u. I am not sure how they work. I think maybe u put some cash into them, in your own country, and then use them like a credit card, in other courtries. But, I am not sure, at all how they work.

Does your boyfriend live in Japan? If so, u could bring cash, and then immediately put it in his bank accout, and he could withdraw it, when u want.

Mel

5. Posted by starlight2 (Full Member 108 posts) 9y

Mel. I think Debit cards work that way in the US as well because you scan them just like a Credit Card just it comes directly from your checking account. ^^ I don't have one of those either >.> I like having my money in saving because it gets intrest[sp?] in savings.

No, my husband does not live in Japan :P haha I am going there to visit a friend ^^ She was an exchange student here in the US about two years ago now.

6. Posted by NantesFC (Respected Member 531 posts) 9y

I'm not sure if all banks are like this or not (I doubt it) but when I went to Japan I had money exchanged at a bank here in the US and over at Narita airport when I landed. I'm not really sure what went on at the airport but I ended up with a nice chuck less than I calculated I'd get back which is probably a bad exchange rate. That's airport conversion for ya! Back at home, I went to a Fulton bank (Maybe it's local in my area) and they charged a flat fee no matter how much you got exchanged. I think I only paid about $5. I've also used banks to convert Euros, Pesos, etc.

7. Posted by NantesFC (Respected Member 531 posts) 9y

Oh and I believe you're KateAsia from myspace. Am I right lol?

8. Posted by starlight2 (Full Member 108 posts) 9y

NantesFC: Thanks for telling me that before I went and exchanged the money at the airport ... I think I'll ask my bank before anyone.

PS. Yes I am KateAsia from myspace ... and who are you? Lol.

9. Posted by starlight2 (Full Member 108 posts) 9y

NantesFC:

I looked at your myspace : ] you are from the travel group, am I correct??

10. Posted by NantesFC (Respected Member 531 posts) 9y

Haha yes, it's starting to get pretty lame in there with all the arguing and people vying to be the most sarcastic....It's much better here The members actually answer questions without being asses about it