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Debit/Credit Cards

Travel Forums Round the World Travel Debit/Credit Cards

1. Posted by rag7 (Budding Member 41 posts) 9y

Hi everyone,

I saw a thread the other day regarding bank charges when using your debit card whilst away and for the life of me i cannot find it!!

My question is then, how easy is it to use your debit card whilst travelling SE Asia,Oz,NZ,Fiji and US? Does anyone on here bank with the Natwest in UK? Are the charges quite steep for comission,exchange rates? Are there any banks that i would be better using?

Many thanks

2. Posted by mojorob (Moderator 1047 posts) 9y

I'm pretty sure a couple of people will come on here and recommend having an account with Nationwide in the UK, because of the charge-free use of the debit card abroad. With that, I'm not sure what their exchange rate is in comparison to other banks who do charge a fee - I bank with Nationwide, but haven't used my card overseas as yet.

The debit card with Nationwide is a Visa debit card, so it can be used wherever you see the Visa sign - in Australia, NZ & US, no probs at all! Not sure on the other places as I haven't been to them.

3. Posted by aharrold45 (Travel Guru 1281 posts) 9y

I don't know about Natwest as I don't live in the UK, but from what many people have said on other travel forums the Nationwide Flex account is the best account in the UK for travel overseas.

4. Posted by Ricardo (Budding Member 79 posts) 9y

I leave in June for a RTW and I have just closed my bank account with barclays who I have been with for years and opened the Flex account with the Nationwide.Everything I have read and heard has suggested that the Nationwide flex account is a good account to have.I set up online and it took about 2 weeks to get my card,pin,account details and cheque book etc through.

5. Posted by rag7 (Budding Member 41 posts) 9y

Thanks everybody, am definitely gonna contact the Nationwide before we go.

6. Posted by tricky (Respected Member 323 posts) 9y

I went into Nationwide on Friday 13th April to set up a flex account and credit card. 30 mins later the lot was done including internet banking.
By the following Wednesday I had the bank cards in my hand and by Thursday I had a cheque book (which I don't need) and my pin numbers for cards.

Great service and from everything I have read they are the best for UK travellers.

7. Posted by JodieHill (Budding Member 34 posts) 9y

I got myself a Nationwide flex account the other day and its all sorted. I was also just wondering if anyone knew what their exchange rate was like when withdrawing abroad? I.e do they rip you off on that as thy are not charging a fee?!