hi all im leaving in just over a weeks time to go to thialand cambodia vietnam for 3 months then to oz for a year working first thing i i have just over £3000 and am getting worried its not enough. secondly i know it sounds stupid but im in two minds weather to get any travel insurence and if so ware. im looking to go down to ko pangan for about a week or two first just to relax please help.
First of all I recommend Ko PhiPhi to relax, when you get there trek to the otherside of the island. It's cheap and its brilliant.
Secondly, I think you will be on a tight budget. Don't you need 2k to get into OZ?
If you only have a grand for 3 months in SE Asia your going to have to keep spending to a minimum. It can be very easy to spend money, especially in Thailand, but as long as you stick to being a backpacker and not so much a tourist you will be fine. There are places you can go and get by on 5 quid a day if money is running short.
And definately get travel insurance, trust me im not the kind of guy who worries in the slightest but if you dont you'd be pretty stupid. For the sake of a few quid you could save thousands. It's very easy to get into an accident in those parts.
Travel Insurance is a must. Check out -snip- for cheap travel insurance.
Hope this helps and have a great trip!
[ Edit: URL removed. No promos allowed. ]
I'd deafineatly get the insurance, you never know what might happen and unexpected hospital bills can put a huge dent in your budget if it's tight in the first place.
Also for me personally I found it very hard to see anything good about Koh Pha Ngan but then again it depends allot on the person. While PhiPhi is beautiful it was a bit too touristy for me.
For relaxing i defineatly liked Koh Tao the best, I ended up staying there for 2 weeks instead of the planned 3 days. If your flying in to Bangkok it's not a long way to travel if you want to hit the beach first (you can even get cheap flights to Koh Samui and take the boat from there).
If that 3000 pounds is just for Asia, then you have enough money to live like a king while there. I would budget about 1000 for 3 months and not worry. This is of a course a budget-traveller's budget, but its perfectly doable. That would leave you with 2000 pounds for when you arrive in Australia, which should be plenty until you get a job.
And definetly get insurance. Don't even consider going without it.