Going to Thailand in 2 weeks and I'm looking for travel insurance that has a high coverage on theft. I want to bring my camera equipment over, about $2k worth, but all the travel insurance I have looked at so far cover only $500 or $750. Does anybody know of one that covers more? I don't mind paying extra for the increased coverage. Thanks.
I like to take photos as well when travelling. I now have over 1,000 photos in my gallery. I really encourage you to take less equipment or less expensive camera equipment over to Thailand. You are going to be worried about having it stolen everyday you are there. And rightfully so. Most Thais don't make 2K a year. This is just displaying too much wealth in a poor country.
I hope you can find additional insurance for your equipment, but I think the fees may be substantial. Thailand has a reputation for a tremendous amount of reported theft. Passports, travel checks luggage, cameras all go missisng in Thailand at an alarming rate. Whether this is actual theft or fraud, is open for debate. What you have to contend with is the fees charged to insure your property. If you do find adequate coverage, please tell us the company to offers high end coverage.
I hope your trip to Thailand is good fun and theft free.
So far on my search, I've found HTH Travel Insurance which is a great deal. Most insurance companies have a provision, even if they offer a $1000-1500 policy, to only limit max $500 per item if it is jewelry, camera, etc. They have a $1500 policy the TripProtector Preferred plan that allows you to claim if stolen and there is no per item limit, only a cap of $1500. This works enough for me, because my body and lens comes to about that much. Also, you do not have to write down ahead of time what you are bringing for them to cover, so anything you have, up to $1500 can be reimbursed. I'm going for a month and they only want $41 for the preferred (without cancellation insurance). I think this is the cheapest you can get for the preferred.
Another thing Mike. I strongly believe if you have a nice camera, you have to use it. I know I would be regretting it if I only brought along my P&S while I had a nice dslr sitting at home collecting dust. Just insure the damn thing and don't worry about it. Most likely it won't get stolen if you are careful and if it does, then it is just some hassles. Your camera is meant to be used, there is NO better time than a relaxing vacation to take pictures with your best equipment (within reason of course, ie not bringing 5 lenses, 2 flashes, and a tripod!)
If anybody has any other alternatives to the one I found so far, let me know!
[ Edit: Edited on May 17, 2007, at 5:24 PM by vert310 ]
I have a nice Minolta 7000i and took it my first trip to Asia. Never again. Too heavy and too bulky. Now I have a nice P&S digital and could not be happier. Fill up one chip and put another in. Or burn a cd, delete the chip and keep snapping. I took over 1,000 photos last trip to VN and printed about 100. Thank goodness for digital!
Thanks for posting the info on insurance for your camera gear. That is a good rate for so much protection. Have a great trip.