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RTW with a student debt?

Travel Forums Round the World Travel RTW with a student debt?

1. Posted by GizmoKid (Budding Member 5 posts) 9y

Hey guys,

Im about to go into my third and final year of university, then i plan to go on my RTW trip a few months after i finish.

Coming out of university however ive obviously got quite a large debt to be paying off, this includes my student overdraft with the bank and of course my student loan. Its only just occured to me that this could be a problem...

Does anyone have any experience with this kinda thing?

Also, just on a side note...I have a couple of facial piercings, has anyone ever had any problem with them whilst travelling e.g. entering temples or just attracting unwanted attention?



2. Posted by GizmoKid (Budding Member 5 posts) 9y

...I should probably also mention that the money im using to fund my RTW is inheritance, so as such its not a loan or money ive earnt/have to earn. Hmmmm....

3. Posted by k65 (Inactive 4 posts) 9y

Your student loan is the best loan you'll ever get in your life! Seriously low interest rate. If you're with the right bank as well, your account should be transferred to a graduate one that still has a 0% overdraft. If it isn't, then change banks to get the better deal. Try for info on student loan debt. It makes sense.

If I were you, I'd forget about the student loans and overdrafts and get travelling. Its prob your last chance to do so as you'll soon be in a full time job which is harder to just get up and go from. You can worry about repaying your student loan when your earning enough to.

You're in a seriously priveleged posiion with your inheritence so make the most of it.

K x

4. Posted by GizmoKid (Budding Member 5 posts) 9y

Awesome, thats what i wanted to hear!

many thanks!