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Travellers Cheques

Travel Forums Europe Travellers Cheques

1. Posted by damon_75 (Budding Member 22 posts) 9y

Okay so im off to europe for 1 month next sunday. the problem is im not allowed to use a travellers cheque bank card as im 17 and not 18. Do standard travellers cheques have the same age restrictions? If so can you reccommend any other methods of taking money away with me?
Thanks, Damon.

2. Posted by Hien (Moderator 3906 posts) 9y

What about an ATM card? Do you have one?

3. Posted by mikeyBoab (Travel Guru 5077 posts) 9y

Quoting damon_75

Okay so im off to europe for 1 month next sunday. the problem is im not allowed to use a travellers cheque bank card as im 17 and not 18. Do standard travellers cheques have the same age restrictions? If so can you reccommend any other methods of taking money away with me?
Thanks, Damon.

Nope - I used American Express travellers cheques when I went touring the US when I was 17. And most places would accept them as the equivalent of cash . . .

4. Posted by Dreieich (Budding Member 10 posts) 9y

Ok here is what you do. When I went to Europe I had an ATM card and Visa Traveller's Cheques. Most shops will not take Traveller's Cheques anymore. All you have to do is go to any banl or currency exchange and they will give you cash. They will take a small fee for the process but it isn't too bad. Try and get an ATM card, however, because sometimes you won't have time to cash the cheques. Or if you're in Paris the currency exchanges don't really take them (at least the fussy guy I had wouldn't). An ATM card is great because it is fast and there are ATMs everywhere. Albeit the bank will charge around €2 for every withdrawal, same deal with the Traveller's Cheques.

5. Posted by damon_75 (Budding Member 22 posts) 9y

thats great thanks guys :)

6. Posted by Mel. (Travel Guru 4567 posts) 9y

Hello Damon:)

Many would not advise this, but I usually take cash.
I think, if I lost travelers cheques, it would be just as inconvenient to replace them, as it would be to replace the cash.
Yeah, I know if I lose the cash it is gone. But it has never yet happened. And with all the commission charges etc, for travelers cheques that I dont pay, I probably would not be losing much, if I lose my cash once.

Anyway, only carry cash, if u are prepared to be ultra careful.

Mel

7. Posted by aharrold45 (Travel Guru 1281 posts) 9y

If you are a UK resident as well as a UK citizen like your profile would suggest (and if your age doesn't prohibit you applying for this account), apply for a Nationwideflex account which last time I heard didn't attract any overseas withdrawal fees like most accounts do. This is meant to be the best account for overseas travel in the UK.

I have found that travellers cheques are a waste of time. Some paranoid people will think well what happens if I get robbed? Well chances are you won't get robbed just the same as what will you do if the plane you are on crashes, well you have an almost certain chance of it not happening.

As long as you are aware of your surrounds ie don't go up dark secluded alley ways by yourself, don't go in the really dodgy dangerous areas of suburbs, chances are you wont get robbed. If you use commonsense procedures ie not flash huge wads of cash around, do not get money out of a money belt where people are watching you, don't put money in the money belt at the ATM where people are watching you etc well you'll be fine with an ATM card and Cash. Travellers cheques are often hard to cash and always attract fees usually quite big fees as well.

[ Edit: Edited on Jul 14, 2007, at 8:54 PM by aharrold45 ]