So, I booked a trip to Africa months ago, but in all the excitement and planning of what I’m actually going to do when I’m there, I forgot one of the first grounding steps – travel insurance! What do people think – worth the hassle, and is it worth spending a bit more rather than going for cheap travel insurance? And if so – where’s good for Africa?
No, do not cut corners on this one! Depending on where exactly you are going in Africa, medical assistance can be primitave to say the least. If you are in South Africa or other richer countries, medical care will cost you. Malaria is rife in a lot of countries, with or without malaria tablets.If you plan on being out in the sticks anywhere, make sure you have the best medical cover to get you out if needs be. Check plenty of companies and read the small print.
I had mine with Campbell's but I honestly cannot tell you if they are any good as never needed to use it, but they did cover all the rediculous sports I did! Shop around for the best deal. Dont even think about going without it!
Only last year a girl died from cerebral malaria..no insurance..no drugs..no life. Dont want to scare you..but what price is yours?
Apart from that...have a wonderful time!!!!
I completely agree with Claire. Travel insurance is a necessity and when you really get down to it, not that expensive in the grand scheme of things. It's very easy to get and I've often bought mine hours before leaving. Make sure you choose a policy that will cover anything you might do, ie. scuba diving. I have always used TravMed. I won't go into all the horror stories that I've encountered over the years of people who didn't have adequate health insurance, but I will tell you that you don't want to travel without coverage in Africa. The one time that I traveled without a travel health insurance policy (I had been assured that my regular policy would cover me), I ended up having to go to the hospital in Kenya! I paid up front for my meds/services and then spent nine month back home fighting over the visit upon my return...which they found every loophole to not cover! I was out valuable cash on my RTW trip and endless hours of energy flighting over it when I got home! Good luck and have a great time!
As the others have said - travel insurance is essential – especially with Africa where it’s all too easy to get an illness that will ruin your trip. Trust us on this one...
As for where, that’s a bit harder – first of all for Africa you’ll need somewhere that offers global travel insurance. A few places spring to mind – Insure and Go, Insure More and Globelink all do it IIRC. As for is cheap bad… it doesn’t have to be, in my experience – just read what you’re covered for very carefully and if it seems too good to be true then it probably is
Hope that helps
[ Edit: Edited on Sep 28, 2007, at 1:21 AM by Squizzer ]
It is worth!! It is so satisfying for one to be sure that all is taken care of. Although in Kenya our clients are relatively safe, it is good to have travel insurance just incase.
If you are traveling to Kenya, you would consider FLYING DOCTORS. Incase one gets ill, they immediately send their planes or air-lift the client for medical assistance.....
With travel insurance, you can be sure to be compensated incase you loose your luggage or incase if an accident.
Be in control of your life, take some nice travel insurance