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Would Travel Insurance EVER cover pre-existing conditions?

Travel Forums General Talk Would Travel Insurance EVER cover pre-existing conditions?

1. Posted by Marcus1 (Full Member 129 posts) 9y

I'm precribed anti-depressants, I'm thinking of travelling to Australia. Would health insurance ever go toward covering the cost of this if I had to see a Doctor there? I'm Irish, Does Anyone know?

2. Posted by Hien (Moderator 3906 posts) 9y

Read their policy terms and condition. I've seen one that defines pre-existing condition as any condition that you have had consulted the doctor in the past 6 months prior to the starting date of the policy.

3. Posted by aharrold45 (Travel Guru 1281 posts) 9y

Like Hien said all policies that I have seen define what Pre-existing condtions are or aren't covered. Som conditions you are able to do a self analysis, but others require a doctor to complete and you send it in to be checked out.

Even if you had to see a doctor in Australia it isn't like the US where you could need to sell everything you own to cover for any bills that you are charged.

I think that Ireland has an agreement with Australia with regards to medical so it may be that you get covered much the same as an Australian gets covered when visiting the doctor here in Australia which means if worst came to worst you'd have to pay $40 or $50AUD out of pocket expenses.

I visited the local doctor the other day and the full fee was $62.80 for about 15 minutes in there, but I had to pay $30.00 of that with the government paying the rest.

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