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sponsorship and health insurance

Travel Forums Australia / New Zealand & The Pacific sponsorship and health insurance

1. Posted by hels82 (Full Member 96 posts) 8y

hels82 has indicated that this thread is about Australia

Hi everyone-arghhh im having a stressful time trying to sort out some form of health cover. I came to Oz a year ago on a WHV-short version of my story..fell in love...got a great job...they agreed to sponsor me. So im now at the point where im waiting for my visa application to go through-doesnt look like there will be a problem. BUT my travel insurance has now run out. So if i need hospital/ambulance etc im in trouble financially. With the sponsorship visa i have been told i am not eligible for medicare. However im also not eligible for regular health insurance-in theory my work should cover my health costs but working for a government dept this would be an annoying process. Currently looking into overseas health cover-its about $160 a month which is a lot more than id like to pay. So i was wondering if anyone has been in this situation? Anyone been sponsored and dealt with this?? Also im wondering if I should just increase my travel insurance?

Any advice appreciated!!

Hels

2. Posted by jhetland (Budding Member 43 posts) 8y

pretty sure you can get Medicare, just have pay the levy. That's normal though, and if found yourself in a situation where you needed it, wouldn't the local stuff be better? And tax deductible? But might also depend on where you are from.

3. Posted by SOMV (Budding Member 57 posts) 8y

Since you are from the UK you automatically get access to limited Medicare services. (The UK and Australia have a reciprocal agreement for this).

I have heard quite a few people say that this was enough to take the kids to the doctor etc. and then claim back the cost, no questions asked. If you go to a GP that bills medicare direct (this is definitely preferable) you won't even have to pay. If you don't, then you get billed but you can claim your money back later.

If you have an accident or emergency then that is definitely covered (even if you have to pay at the time, you can claim the money back.)

What is definitely not covered is prescriptions and (I think) ambulance services.

Why don't you pop into a medicare office and ask, they should have leaflets to give you.

If you are still stressed abou this though, here are a few to check out:

www.australianunity.com.au - they do cover overseas people and from memory are not very expensive

or

www.medibank.com.au - one of the biggest health insurance providers in Australia and again they cover overseas people.

4. Posted by hels82 (Full Member 96 posts) 8y

Thanks for the info-iv been looking at overseas visitors health cover-soo expensive tho. I have been having to pay up front at the doctors-this doesnt bother me too much but there is always the worry that i have an accident or get really sick!!

Medicare and immigration keep sending me back and forth-think I will wait until I have the visa (its still being processed) and then go back to Medicare. The medicare office near me are really bad-they have told me 2 totally opposite things the last 2 times I have been in there-might go in the city next time rather than out in the sticks!!

Thanks anyways

Hels

5. Posted by SOMV (Budding Member 57 posts) 8y

Hels I should have sent you this link straight away, it really does explain it all, and if you are having problems with the medicare staff, you should print this out and beat it over their heads until they "get it". How frustrating!

Here is the link:
http://www.medicareaustralia.gov.au/public/migrants/visitors/uk.shtml

Cheers :)

6. Posted by happychef (Budding Member 10 posts) 8y

hi Hels am going through the exact same thing am from the Uk too and yes we are def covered by Medicare even while you wait on ur visa to come through !! If you do want health insurance i done a bit of shopping round and the cheapest n best insurance i got was from GMF might be more expensive if your not in WA but i pay $90/month trust its the cheapest i really did look !!! lol but its the only way to cover your ass for accidents n stuff like that !! Your full 547 visa should take no more than 12 weeks to come through !!:)

7. Posted by hels82 (Full Member 96 posts) 8y

Hi Happychef-is that for overseas visitor cover? I have been told I have to get overseas cover as Im not an Australian citizen. As on the GMF website it states
"GMF Health cover is only available to Australian residents who are entitled to full Medicare benefits"

[ Edit: Edited on Feb 21, 2008, at 12:25 AM by hels82 ]

8. Posted by SOMV (Budding Member 57 posts) 8y

There are also these 2:

http://www.australianunity.com.au/ - at last check (a while ago though) you could apply online and you did not have to be an Aussie

http://www.privatehealth.gov.au/dynamic/searchbyinsurer.aspx

Cheers :)

9. Posted by sunshine24 (Budding Member 9 posts) 8y

Hels

What area of work did you manage to get sponsorship in?

10. Posted by hels82 (Full Member 96 posts) 8y

Hi. Psychology-managed to get a government job. Are you trying to get sponsored?

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