I'm going to be going to europe for about 3 months in the fall, and would like to know what the consensus is on travel insurance. I am mostly worried about health care coverage, but other coverage would be nice. I have seen world nomads through this site ($158/3mo) and STA travel ($240/3mo). I will also call AAA to see if they offer any coverage. Is travel insurance generally recommended. And for any recommended companies, has anyone actually filed a claim and can share their experiences?
Iv never had travel insurance...maybe not a bad thing to get tho - but iv never thought of it.
@coldwarspy: JakubM is asking about health insurance.
@JakubM YES, buy insurance. You don't want to be without it.
It is illegal for a foreigner to enter the Schengen area without health insurance coverage.
And AFAIK the reason the link is there to Nomad is because a lot of regular posters (including the admins I think) can recommend Nomad.
I notice nomad covers things more than just medical. Are there any cheaper insurance programs that cover just medical? The other thing I might want is for baggage, but even that I'm undecided about. Would nomad support all flights, like intercontinental flights like ryanair and easyjet as far as baggage insurance is concerned?
In response to your question, wanted to share my recent experience with travel insurance. I was in Ethiopia, Africa, working on behalf of the Fistula Foundation. While sightseeing there I was in a serious van crash and broke my back and ankle. Some kind strangers took me to a nearby hospital, where I learned I needed surgery (which wasn’t possible in Ethiopia). So I was transported to a hospital in Tel Aviv, Israel. Sometime during the accident I lost my insurance card, but my friend called my parents and they got a hold of Seven Corners (my travel medical insurance company). That travel insurance has ended up being the best $368 ever spent. They’ve paid for my healthcare, transport and surgery abroad, the flight for my mom to be with me, and a medical person to fly home with us to Minnesota. And they are still paying for my follow-up care. I don’t know about other travel insurance companies, but I recommend Seven Corners if you are traveling internationally. Safe and happy travels to all! Lauren
t_maia - Im quite sure he said
I'm also sure - as this site says - http://www.workgateways.com/working-uk-insurance.html that Travel insurance includes health insurance.