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were to keep my money while traveling

Travel Forums Asia were to keep my money while traveling

1. Posted by colinmc (Full Member 129 posts) 7y

colinmc has indicated that this thread is about Thailand

hey guys......this may sound stupid but i reli dont know were i should keep my money, i know that ppl say dnt carry alot of cash about n stuff, so what shud i do with it, shud i take travellers cheques.....

thanks colin

2. Posted by wildfk (Respected Member 459 posts) 7y

Bring your ATM card(s) - Debit / Credit cards. There are ATMs everywhere. You can also use them to buy from the myriad exchanges which are run by the national banks. You can also use them in major shops hotels etc...

TELL YOUR BANK you are going to use them abroad and check on the fees for this.

bring somr TTs for emergency backup.

how much to carry is up to you but if you are using ATMs you can carry almost nothing

3. Posted by Hien (Moderator 3906 posts) 7y

For the UK, Nationwide do not charge any fee when you use their debit cards to withdraw money overseas. So you may want to set up a separate account for your travel expenses. This way, you can also limit the damage in case anything untoward happens.

Bring a credit card too, if you have one, for emergency use. For back up cards and cash, keep them separate from your main cards so that you don't lose everything if you lose your wallet.

Read more about money and travelling in the Money Matters article.

4. Posted by karazyal (Travel Guru 1653 posts) 7y

Quoting colinmc

hey guys......this may sound stupid but i reli dont know were i should keep my money, i know that ppl say dnt carry alot of cash about n stuff, so what shud i do with it, shud i take travellers cheques.....

thanks colin

I bring cash, travelers checks and a debit card. I keep a credit card with me for emergencies. In some countries like Laos, Vietnam and Cambodia US dollars can be used pretty easy.

Like the other posts said, bring a debit card for cash. You can set up an account in a bank or credit union that pays your ATM fees even overseas. When I am overseas I do use the ATMs for cash but I don't use credit cards or debit cards in other places. Use cash for cheap purchases, especially in restaurants to cut down on the chance of CC fraud.

When I need more more money in my debit card account I can transfer cash from my bank account to my debit card account by using the internet. You can set up a bill pay account with your bank to pay your bills back home even when you are on your holiday too!

Travelers checks work pretty good in Thailand where you can cash them pretty easy. Other countries not as easy but if you look around you can find a place to do it. There are some fees to cash travelers checks overseas. Thailand is pretty reasonable at 33 baht per check. Don't bring low value checks stick with the 100 dollar or 100 pound amounts. Some credit unions and banks back home will sell you travelers checks without any commission if you are one of their members.

If you stay in better hotels that have safety boxes you can use those safety boxes to store your excess cash and other valuables. Also, bring bags/backpacks/suitcases with you that you can lock up. Don't leave the key to the safety box out in plain sight in your hotel room. Some other "tourist" staying at the hotel could use it to gain access to your safety box. Many "foreigners" look the same to the desk clerks.

Happy New Year!