Hi all, i'm off RTW in under two weeks and wanted to ask something!
Where do you think it is best to write or keep memorable info such as account contact details, log in details, password, etc etc. for internet banking?
I was thinking in my journal but this may get stolen? Would it be easier to put these details as a contact in my email account? But what if someone hacks in?
I guess i could always leave these with my parents but i was thinking where to keep it so that i can access it immediately?
At Nationwide you need to have a card reader to action certain transactions, has anyone bought this with them on their travels?
Thanks for your help!
What I do to keep numbers that are important is to change them into phone numbers or something inoccuous
"Jimmy Green - Boxing Instructor 123 456 7890" And mix it in with other trivia so no one knows what's what.
'Course, you could just remember a password for your online service and look up all you needed to there too
good luck out there
Do NOT do internet banking from internet cafes. Keyloggers are rife on those systems (sometimes state-controlled!). Either bring your own laptop (and if you really need to write down such information on there (much better to memorize it!), put it in a textfile which you then store only in a zipfile encrypted with 256-bit AES encryption (an option offered by winzip and such), so that if the laptop is stolen, that information isn't at risk), or trust someone back home to do internet banking for you.
I took at a look at that nationwide card reader, and it's a step in the right direction security-wise, but it's not nearly good enough yet (for one, they don't require its use for every transaction). It's great when you're on a "trusted" computer (like your own), but computers in internet cafes should effectively be treated as hostile territory, and only used for non-essential things. (My bank has a similar card reader, which is required for logging in, and to authorize every single transaction (twice for transactions above a certain amount) - on long trips where I'll need to do internet banking, I always carry this with me together with my laptop. (But obviously separate from my debit card!))
(There'll undoubtedly also be people along exclaiming how they do internet banking in internet cafes all the time without any problems. Absence of proof is not proof of absence. The numbers still favour people so that most will be "lucky" and not have problems, but they're getting worse day by day, and most banks have terms and conditions specifying that they won't refund your money if you didn't take reasonable precautions protecting your information; using a public computer for internet banking being something which immediately qualifies for that.)
[ Edit: Edited on Jan 10, 2009, at 6:23 AM by Sander ]
Do NOT do internet banking from internet cafes. Keyloggers are rife on those systems (sometimes state-controlled!). Either bring your own laptop (and if you really
What do you mean by that, the Government is key logging internet cafes?
Yes. This is for example the practice in India. And they're upfront about it. How many other governments are requiring similar things without it being known? There's a lot of non-democratic countries out there! (Not that democracy offers much protection: the UK's plans for retaining records of everyone's online activity are getting comprehensively scary, too.)