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1. Posted by leon82 (Budding Member 12 posts) 8y Star this if you like it!

Hi all...
I am of to thailand in a few weeks?

Was wondering what would be the best, to exhange my money in the Uk or would I get a better rate in Thailand..has anyone got any sugestions please..!!


2. Posted by Yvekes (Respected Member 266 posts) 8y Star this if you like it!

First of all, I'm almost sure you'll get better rates in Thailand.

But why don't you take a visa card with you? I did on my two-year trip in SEA/Asia, and it was so easy, you can find ATM in every big city, even in the smaller towns. I had one of Citibank, where you can put your own money on, so as long as you withdraw this money, it's for free!

3. Posted by Budai (Respected Member 506 posts) 8y Star this if you like it!

yep, id suggest bringing an ATM card with an international network like Cirrus or Visa (check the charges per overseas withdrawal), or a debit/credit card along with your cash...

Back to your question id change some baht before Thailand but wouldnt worry too much about it... Plenty of places to change money in Thailand - some with very good rates, but not exactly legitimate... Changing at a shop is safest (ok-ish rates), banks and airports are some of the usual places, but they dont really have good rates...

4. Posted by 7055 (Budding Member 28 posts) 8y Star this if you like it!

God don't change your money in the United Kingdom, you'll be robbed blind. I haven't been in England for a few years but I remember getting free exchanges with the Post Office but have no idea what the current situation is.

Taking two different VISA cards is the best bet, keeping on hidden in your backpack and one hidden on your person at all times. If you loose your wallet, you can rely on the back up one in your backpack and vice versa.

The only problem with using ATM's is that you get raped in 'conversion' charges and all sorts of other unfairness. Some banks will charge an overseas transaction penalty, often with using suspicious exchange rates that are always in their favour and then charge you a 'conversion' fee for the pleasure. On top of this, the local ATM bank can charge you a fee. The only way around this is to make large withdrawals each time to minimize your financial exposure to banking sector greed.

Up until recently, Nationwide used to offer a VISA Debit card (i.e. a standard account ATM card that has the benefits of a VISA) with FREE international withdrawals anywhere on the planet. Unfortunately, this has recently been abolished. However, it is really worth looking into the Post Office services for VISA debits because apparently they're the only ones left who will provide this service.