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Anyone used NAB bank in Australia?

Travel Forums Australia / New Zealand & The Pacific Anyone used NAB bank in Australia?

1. Posted by becky552 (Budding Member 27 posts) 7y


Has anyone opened a NAB account for their stay in OZ?

I need one to transfer my wages into when I do fruit-picking. I have read some topics on the bank accounts but noone has really mentioned any NAB accounts

2. Posted by DanUK2009 (Budding Member 35 posts) 7y

Nope not NAB but i am with Westpac, they are great and they waive the monthly fee for Migrants on visa's for 6 months as i found that most banks in Australia charge for withdrawals at ATM's and things.

3. Posted by becky552 (Budding Member 27 posts) 7y

Were you on a working holiday visa? and is it unlimited transactions?

4. Posted by jadeverell (Respected Member 255 posts) 7y

There are four major banks in OZ - NAB, ANZ, WestPac and Common wealth. They are all as highly regarded as each other.

I am with Common Wealth as they have the most branches / ATM's around the country.

You should also note that if you have a bank account with NAB for example and withdrawal cash from an Common wealth ATM you will get charged for the withdrawal....hence going with the bank that has the most ATM's.

Hope it helps.


5. Posted by DanUK2009 (Budding Member 35 posts) 7y

Yes i am on a WHV, just been here a week. Yes you get unlimited transactions only with Westpac ATM machines. At the woman who sorted out my account said that with being Under 21 i get the account free anyways.

If you want any more info just PM Me :D!

6. Posted by beejaytea (Budding Member 5 posts) 7y

Commonwealth and NAB are the most common for the number of ATM's around the country and outback areas.
In the big cities, there are hundreds of ATM's everywhere, so there is no prblem finding your one to use.

I'm with NAB and we were never charged for using another banks ATM until recently. Now, the charge is $2 per transaction, so you need to take that into account and make sure there is sufficient funds to cover it.
Example. You have a balance of $21 in your account, and you want to withdraw $20, because there is a $1 shortfall, your trasaction will be rejected and you will need to find a branch to actually go in and withdraw the cash at the counter.

My suggestion is NAB as they are everywhere and their fees are lower across most accounts. Ask for a debit/credit account where your card can be used at an ATM to withdraw from your savings account and can behave as a credit card if you go to a place that only accepts credit cards. Exmple: when laying down deposits on Car hire, accommodation or camping equipment hire etc. This can also be used as ID in some situations.

Hope this helps.
Travel safe.

7. Posted by james (Travel Guru 4138 posts) 7y

All banks suck.

Having said that, I bank with Bank West. It's a small regional bank from Western Australia. You can use Bank West, and Commonwealth ATMs free of charge.