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Travel Insurance

Travel Forums General Talk Travel Insurance

1. Posted by ep2002 (Budding Member 2 posts) 7y

Hi all,

I'm not sure where the majority of everyone on this forum lives, but when you get travel insurance, how much notice do you have to give the airline when canceling so you get your money back?

Is that the same country to country, like in the US, Canada & the UK?

Thanks

Michelle

2. Posted by Blinq (Inactive 341 posts) 7y

Quoting ep2002

Hi all,

I'm not sure where the majority of everyone on this forum lives, but when you get travel insurance, how much notice do you have to give the airline when canceling so you get your money back?

Is that the same country to country, like in the US, Canada & the UK?

Thanks

Michelle

It depends on the insurance company. Generally speaking, you need to have travel insurance which includes flight cancellation liability and to have the policy in place three or sometimes six months before you cancel your flight. The terms can be found in the policy somewhere. If you can't find them, call the insurance company's helpdesk.

There are a few travel review sites around the web which offer an insight into travel insurance like this one: Travel Insurance Review

There may also be an option to get a refund from the airline if you booked direct, or from a third party discounter like a travel agent. It will depend on the terms which should have been made available to you when you booked your flight.

[ Edit: Edited on 30-Apr-2009, at 05:36 by Blinq ]

3. Posted by Redpaddy (Inactive 1004 posts) 7y

Have you got your flight and cover yet?? There are so many different policies and rules with so many different companies and airlines.

4. Posted by ep2002 (Budding Member 2 posts) 7y

Hi there,

Ok, thank you for this & no I am just doing preliminary research more for business, which means I would be booking literally 3-7 days before flying out, & if I can't make it, I wanted to know what's the general rule of thumb :)

Take care

Michelle

5. Posted by Redpaddy (Inactive 1004 posts) 7y

OK. Firstly, many flight insurance cancellation policies state that you have to give a valid reason why you cancelled. The "Valid reason" is a very slippery area. One of the best companies to contact for advice - is Thomas Cook. They are merely agents, but insure millions of people every day. Sometimes I use them, other times I go elsewhere - depending on where I'm going and for what reason. They do many different types of travel cover policies and there's probably one to suit your needs. You don't have to get cover with them, of course, but you can get the advice free on the phone or in one of their offices. Just be aware, that there is nearly always an excess to pay if you cancel. Say you get a flight for £250, then cancel - you'll normally only get about £200 back. It's normally credited back on to your card, if that was the method of payment you used to buy it.

Also on Travellerspoint

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