Seems to me more like people flaunting their ignorance.
MODERATOR COMMENT: I deleted your previous comment, which echoed the above sentiment (just contained more words), because it added no value to this thread. Both comments border on inflammatory since they address people's "ignorance" (or your perception thereof) rather than the thread's topic. Your assessment of such has no place in this forum and any similar comments will be deleted. If you think I'm joking - give it another shot. Better yet, bring this thread back on track with useful information and keep your personal opinions about the other respondent's knowledge (or lack of) to yourself. Everyone has the right to respond with their experiences and suggestions without being taken to task for them by you.
Once again, the question posed by Lucy is:
Does anybody have any advice on the best way to carry money e.g. travellers cheques etc?
Lucy - I am sorry that I have had to post this warning in your thread. I do hope you will glean the useful information from the different replies and just ignore the bit of bickering that transpired. I am monitoring the responses to make sure the bickering will now cease. I also hope you have a great adventure.