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Travel insurance

Travel Forums General Talk Travel insurance

1. Posted by vickon (Budding Member 50 posts) 7y

Hey there,
I never though of having a travel insurance but is always in my mind these days. Could anyone recommend me a good travel insurance.

2. Posted by trainrider (Full Member 95 posts) 7y

worldnomads.com are good.

Tip: Before applying do a Google search for "world nomads promotion code" and get a 6% discount.:)

3. Posted by Redpaddy (Inactive 1004 posts) 7y

You 'Must' define...."GOOD". Do you mean price or flexibility - or both??

4. Posted by trainrider (Full Member 95 posts) 7y

Ok. So I've had no experience so far of having to claim through them. (touch wood!)

However, I was really impressed with the website and how easy it is to get in contact with them. On enrolling you are asked to create a username & password. You can then easily access all of your insurance details, change the start date, extend the policy, upgrade to winter sports. Simply click on the "make a claim" button when you need to make a claim. It even has a travel journal.

The organisation is really hip & up to date, taking advantage of todays technological advancements.

If you want cheap search through moneysupermarket.com they will be 50-66% cheaper.

[ Edit: Edited on 02-Jun-2009, at 15:17 by trainrider ]

5. Posted by loubylou (Travel Guru 664 posts) 7y

World Nomads are good - the advantage is that if you extend your trip and your insurance runs out you can still extend it with them. You don't need to be resident in your home country to take out the policy. They are slightly more expensive for this reason but claiming on the policy wasn't a problem, although if you want your electronics like ipod, laptop or mobile phone covered you have to pay separately for cover which will 'up' the policy quote. There is an option to do this during the quotation process. The claims process can be done online but they will require certain documents as a hardcopy by post. Once all the documents were receive by them our claim was processed in 2 weeks.

The other option is Downunder Insurance which gives different options for cover we have opted for medical cover nly and the same as World Nomads you can take out the policy when outside your country of residence. Thankfully we haven't claimed on this policy, but they are very helpful by e-mail!

6. Posted by Redpaddy (Inactive 1004 posts) 7y

You might want to go into a broker - and ask to see the policy documents of several companies. By law - in GB, they have to show you one before you pay for anything, if you so request to see them. They vary so much - as far as cover is concerned, that it's scary.

7. Posted by james1988 (Budding Member 25 posts) 7y

Hello

Im just booking mine at the moment. Ive trawled through websites and there are lots of really cheap ones on these compare sites, although the majority are companies you have probably never heard of.....and i don't want some company ive never heard of having to find £10million for me in medical fees.

I have decided to book mine with sainsburys as they seem reasonably priced. Annual usually works out cheaper than a single trip too.

Hope this helps.

8. Posted by Redpaddy (Inactive 1004 posts) 7y

Sound reply by Post#7#.... Cheapest ain't always the best.
Imagine Sainsbury's getting news headlines cos you had to pay for a broken leg that wasn't your fault - and you paid for their recommended cover!! It happens with many of people who thought they were covered. Good Post.

9. Posted by vickon (Budding Member 50 posts) 7y

Well thank you people. I think that worldnomads wins. I hope nothing will happen to me but if happens i will let you know if the insurance i ve done was good.....jejeje

I think 80 euro for 4 weeks is a good price

[ Edit: Edited on 04-Jun-2009, at 21:18 by vickon ]

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