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cashpoint charges

Travel Forums Asia cashpoint charges

1. Posted by trainrider (Full Member 95 posts) 7y

Im now in Thailand and have been surprised that im being charged 150 baht for withdrawing cash with my visa card at cashpoints.

Does anyone know if there is a way to withdraw cash without being charged?

Is it the same in other countys such as Laos, Cambodia, Vietnam?

2. Posted by Hien (Moderator 3906 posts) 7y

The charge was introduced recently by all Thai Banks.
Read more in this thread: Beware new ATM charges in Thailand for foreigners

Don't know about other countries though...

3. Posted by james1988 (Budding Member 25 posts) 7y

Hello

The charge was introduced across ALL ATMs in Thailand and there is no way of avoiding it, with any ATM machine. You will then also be charged by your bank on top of this, which with nationwide is 1.5%. The best way to reduce the charges by ATMs is withdrawing larger amounts rather than smaller frequent amounts. (But not too much incase anything happens....)

If your bank is HSBC etc you can go into the bank instead of using ATMs and it is free to withdraw over the counter.

Hope this helps

4. Posted by trainrider (Full Member 95 posts) 7y

Thanks for the replys guys. At least I can stop searching around different cashpoints looking for that magical free one!

I did find one cashpoint that didn't charge in Ayutthaya. I think it was called Ayutthaya bank. But I haven't seen another one around. I'll post here if I find another one that doesn't charge.

5. Posted by trainrider (Full Member 95 posts) 7y

Woohoo!!! Perseverance has paid off! Just found a Bank that doesn't charge called Krungsri. The cashpoints are yellow.

6. Posted by karazyal (Travel Guru 1596 posts) 7y

Quoting trainrider

Woohoo!!! Perseverance has paid off! Just found a Bank that doesn't charge called Krungsri. The cashpoints are yellow.

Check Kasikorn "K" bank. They may not be charging the extra money. I read posts on other forums and some of the replies said that they are not. I use them often and I am not paying anything extra as far as I know.

I opened up an account in a credit union specifically for my overseas ATM withdrawals. I can use a debit card from that credit union and make withdrawals overseas from my checking account and and the credit union pays for my withdrawal fees. I have two credit union accounts, one has a limit of 5 withdrawals per month. At 10,000 baht per ATM withdrawal that is 50,000 baht per month free of ATM charges. Check out some of the credit unions in your own country and see if they do the same thing. Not all of them offer this benefit but you might luck out! This has saved me lots of money over the years. I have two credit union accounts one with the limit of 5 and the other I am not sure if It has any limit.

Good luck.