I´m attaching a web address of WWOF; an organisation where you can travel and work on organic farms and such things. In return you will receive food and lodging and I´m sure some of the places will have need of people with Horse experience.
It could be a good way for you to make a start in the world of travelling and do something you like without having to dip into your savings.
Best of luck to you.
I have no problem volunteering for it to get qualified but I do not want to use all my money in one hit kind of thing, so something where i can earn money as well if possible after becoming qualified so I do not have to keep dipping into funds. (hope that makes sense
The reason I mentioned volunteering is because it is a cheap way to travel. When you travel you have 3 essential costs: food, board and getting around. When you volunteer the costs for those three drop significantly mainly because you are staying in one place for a longer time. You need less money for getting around because you are not going to the next city after 3 days. If you are paying for your own food and board it will be cheaper if you rent an appartment and cook your own food instead of staying in budget hotels or hostels and eating out, in cases where that is covered your costs are even lower. So when you volunteer you do not dip into your funds as much as during a "regular" backpacking trip.
To answer another part of your question: From what I heard it is not standard to volunteer to become qualified for the TEFL. Most people take an intensive 4-week course and that is it. When they hit the road with the TEFL certificate they usually get paid when they teach unless it is agreed in advance that they are volunteering and that the position is unpaid.
An typical example of an unpaid position would be teaching English in a village school in a developing country in return for a place to sleep, say in Nepal, India or a sub-saharan African country where people are too poor to pay you but would gladly offer their homes.