Me and my boyfriend are going travelling to South East Asia and then onto Australia to hopefully find some work. I am looking at all the different options on how to carry money... cashcards, debit cards, credit cards, travellers cheques, cash... and I have no idea on what is the best option. There are so many different charges to think about. I would love advice on what will be the cheapest and safest option and what you have done if you have been in a similar situation.
I would take just a debit (cirrus/maestro logo on it) and credit card (visa is good one) and some GBP in emergency cases. Mostly, dollar and euro are slightly better (not regarding rate, but sometimes GBP are not possible to change), but usually it's fine to have some GBP with you as well.
Lots of ATM's about but even when I have told my CC companies I am going to Asia, even giving dates, I have sometimes had trouble and had to phone them first (not easy from places like Thailand) before I could actually draw any money on them. Do try them out early in your holiday in case there is similar hassle.
Cards usually charge a fair bit to withdraw in a foreign country so try to make it large sums each time rather than all small amounts with lots of charges added.