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ATM CASH MACHINE'S.

Travel Forums Asia ATM CASH MACHINE'S.

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11. Posted by Dodger (Respected Member 860 posts) 2y

Quoting Cyberia

If it does not work, they will want you to contact the bank to know that you are in Thailand and phoning from Thailand can be no end of hassle.

Not sure when you traveled last, but anywhere there is internet, there is skype which is the easiest way to call anywhere, especially banks that can often have you on hold for ages. Even when my card didn't work once in a remote location in India, a quick call to my bank and they express mailed out a new card in a couple of days.

12. Posted by karazyal (Travel Guru 1313 posts) 2y

Quoting Dodger

Quoting karazyal

I like travelers checks and can get them without charge through my credit union; if you bring any only take the largest denominations you can get. Travelers checks are easy to cash in Thailand.

travelers checks arent what they use to be. They are not so common anymore and getting rid of them can be a real pain. As is keeping track of numbers etc. There's just no need for them anymore with international bank cards and machines. the last time I had them I coudn't even get some banks in New Zealand to accept them.

Of course you can do what you want for your cash. For Thailand I find travelers checks to be very helpful. I have been using them for over 12 years in Thailand. As far as recording the serial numbers I don't find that a big deal; maybe 5 or 10 minutes out of my life, probably while watching TV. l. No worse than checking your bank balance after making an ATM withdrawal to see if the right amount came out and there is no fraudulent charges. You do take the time to check your balance don't you?

I never have a problem finding them back home in banks or credit unions. I have 2 different credit union accounts so I can even get more of them without commission. Never had a problem cashing them in Thailand or back in my hometown. At only 33 baht to cash a TC in Thailand that is a steal compared to the 150 baht ATM fee! Not to mention in Thailand TC's get a hair more than cash when changing money. My 2 credit unions have no annual fee for my debit cards and they pay for some of my ATM charges even overseas. There are a lot of tourists paying annual fees plus high service charges for their debit cards who never think about that expense. On top of those charges you have the150 baht Thai ATM bank fee!

So, you can't paint with a broad brush that they are no good for everyone! Perhaps you don't like them or can't find them in your country or you don't like taking a few minutes to record the numbers but to me they are a good deal for Thailand! Anyway, along with the checks you get a receipt with the serial numbers for your records. I write the serial numbers in an email that I send to myself and then save. I do this for flight itineraries and other need to now data. If I had to make a claim to replace missing or lost travelers checks all I have to do is pull up my email account.

13. Posted by Dodger (Respected Member 860 posts) 2y

Quoting karazyal

Quoting Dodger

Quoting karazyal

I like travelers checks and can get them without charge through my credit union; if you bring any only take the largest denominations you can get. Travelers checks are easy to cash in Thailand.

travelers checks arent what they use to be. They are not so common anymore and getting rid of them can be a real pain. As is keeping track of numbers etc. There's just no need for them anymore with international bank cards and machines. the last time I had them I coudn't even get some banks in New Zealand to accept them.

Of course you can do what you want for your cash. For Thailand I find travelers checks to be very helpful. I have been using them for over 12 years in Thailand. As far as recording the serial numbers I don't find that a big deal; maybe 5 or 10 minutes out of my life, probably while watching TV. l. No worse than checking your bank balance after making an ATM withdrawal to see if the right amount came out and there is no fraudulent charges. You do take the time to check your balance don't you?

I never have a problem finding them back home in banks or credit unions. I have 2 different credit union accounts so I can even get more of them without commission. Never had a problem cashing them in Thailand or back in my hometown. At only 33 baht to cash a TC in Thailand that is a steal compared to the 150 baht ATM fee! Not to mention in Thailand TC's get a hair more than cash when changing money. My 2 credit unions have no annual fee for my debit cards and they pay for some of my ATM charges even overseas. There are a lot of tourists paying annual fees plus high service charges for their debit cards who never think about that expense. On top of those charges you have the150 baht Thai ATM bank fee!

So, you can't paint with a broad brush that they are no good for everyone! Perhaps you don't like them or can't find them in your country or you don't like taking a few minutes to record the numbers but to me they are a good deal for Thailand! Anyway, along with the checks you get a receipt with the serial numbers for your records. I write the serial numbers in an email that I send to myself and then save. I do this for flight itineraries and other need to now data. If I had to make a claim to replace missing or lost travelers checks all I have to do is pull up my email account.

Like I said, there's just no need for them anymore.

14. Posted by karazyal (Travel Guru 1313 posts) 2y

"Like I said, there's just no need for them anymore."

YOU may have no use for them but many other travelers do!

If it rocks your boat - go with it even if you spend more in the end!

15. Posted by Dodger (Respected Member 860 posts) 2y

Quoting karazyal

"Like I said, there's just no need for them anymore."

YOU may have no use for them but many other travelers do!

If it rocks your boat - go with it even if you spend more in the end!

You're talking about a false economy mate. The time it takes you to go get your travelers checks, fill in the numbers, another thing to pack and keep track of, mess around trying to find banks that will except them, (believe me many don't want to deal with them anymore). How much money have you saved? Yes if it rocks your world to think you are saving a few penny's messing around with all that, and your time isn't worth anything, then good luck to you. Mean time I took my card went to an ATM got my money and went on to enjoy my travels.

Post 16 was removed by a moderator
17. Posted by karazyal (Travel Guru 1313 posts) 2y

Dodger. I have no problem with you obtaining cash from ATM's. I do it myself when my travelers checks run out. I try to use AEON ATM's where there are no fees. But no one can't make a blanket statement that using an ATM only is the best thing for everyone in the entire world!

I am an adult. Keeping records is part of what adults do. Like later on checking my ATM withdrawals to see if any "extra" money came out. When I cash a TC it doesn't take much more time than using an ATM. I know the bank does ask difficult questions such as what hotel are you in and what is your room number?

Have fun.

18. Posted by Dodger (Respected Member 860 posts) 2y

Quoting karazyal

Dodger. I have no problem with you obtaining cash from ATM's. I do it myself when my travelers checks run out. I try to use AEON ATM's where there are no fees. But no one can't make a blanket statement that using an ATM only is the best thing for everyone in the entire world!

I am an adult. Keeping records is part of what adults do. Like later on checking my ATM withdrawals to see if any "extra" money came out. When I cash a TC it doesn't take much more time than using an ATM. I know the bank does ask difficult questions such as what hotel are you in and what is your room number?

Have fun.

I didn't make that statement. I just said there's no point in using travelers checks anymore. Between a ATM/visa and cash, there just isn't anything else you need.

Maybe you should go tout your philosophy on this thread too, Foreign currency No one seems to agree with you there either.

And as far as the "I am an adult" comment??

Yes you have fun too.

19. Posted by Curt1591 (Respected Member 230 posts) 2y

So, who's right? Shall we vote?!

20. Posted by miriamB (Budding Member 3 posts) 2y

As far as i know, it will work in any ATM machine as long as you still have available balance in it.