Does anyone know wether it is better to exchange money once your out in thailand or to do it in uk before we go?
Another option was to use my clarity Halifax creditcard which offers no foreign exchange fee to withdraw but not sure what ATMs are charging to withdraw each time.
There's a lot of people saying wait until your there on trip advisor but there all quite old posts.
Many thanks for any advice
It's (almost) never cheaper to buy foreign currency in your home country.
In any case it's easy to check for yourself. Checkthese rates compared to what you can get in the UK.
Always exchange it in the country your visiting, and try stay away from touristy areas when exchanging. Look around, you can usually get more for your money the more you look It's usually just a short walk, and you get to experience more the "deeper" you go into a country.
Enjoy! Thailand holds some fantasic memories for me. I hope it will for you too
You will get a better rate of exchange in Thailand than the UK. No problem changing UK pounds over Thai baht at the airport 24 hours a day. Most ATM's in Thailand do have a 150 baht surcharge so when you use one take out the maximum you can so you don't end up with big fees for small amounts. For the most part Thailand uses real banks or mini banks for changing money and not dodgy backroom private money changers.
Thailand is one of the best countries in Asia for changing travelers checks. They even get a little more than cash when changing over to Thai baht. There is a 33 baht fee to cash a TC so only bring the largest denomination you can get. Some savings banks and credit unions issue TC's without charge if you are a member.
In town use Thai baht for cheap purchases in stores and restaurants. The less you expose your credit or debit card the less chance of chance of CC fraud. Most hotels have safety boxes to store cash and valuables. If you do bring cash stick with the largest denominations and make sure the bills are not old and worn out.