DOING WHV FOR 12 MONTHS IN JUNE, WHATS THE BEST INSURANCE TO GET?
IVE LOOKED AT INSUREANDGO/NOMADS/TRAVELBAGS INSURANCE/STA INSURANCE.
I CANT DECIDE WHATS THE BEST ONE, I DONT WANT TO PAY MORE THEN £200 FOR 12 MONTHS, BUT I DO WANT BAGGAGE AND MONEY COVER!
IS IT BEST TO GET INSURANCE WITH EXCESS WAIVER?
WHAT TRAVEL INSURANCE COMPANY DID EVERYONE ELSE GO WITH?
SORRY FOR THE QUESTIONS XXX
You might want to turn off ALL CAPS. It makes your post very hard to read.
We have put together a comparison of two insurance policies on this page. My personal favourite is the World Nomads policy. I have used them on several occassions and been quite happy with the ease of use.
I wouldn't care about excess waiver. For me, insurance is about the big things, things that you wouldn't mind paying an excess for. Imagine a $100k hospital bill or a flight cancellation. A small excess would be nothing in the scheme of things.
For medical though, you can actually often be covered by reciprocal health care agreements. You might want to do that even if you do have a policy set up. It can make life easier when going in for a visit to the doctor, certainly much easier than trying to make a claim with the insurance company!
thanks for advice, been looking at nomads and insureandgo insurance today, i want to make sure im covered for the right things! so far out of the two i looked at today insureand go are coming up cheaper with good cover, but im gona keep on researching!
Other ccompanies you could try are getcover.com and coverworks.com for the UK and Ireland. I know getcover are cheap but i'm not sure what their level of cover is like for cancellations. Personally i wouldn't bother with the baggage cover as even if your bags go missing, the amount of paperwork that you'd have to fill out and all the phone calls you'd have to make wouldn't be worth the time and hassle involve. Most comapnies would not cover more than 200 pounds for lost cash anyway. Just travel light and bring cheap gear. As Peter said make sure you do have decent medical cover though