VPN for bank account

Travel Forums Off Topic VPN for bank account

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1. Posted by itsmejerry04 (First Time Poster 1 posts) 5w Star this if you like it!

I can’t decide if I should get a VPN, while abroad. I would use it to check my bank account and credit cards, but that’s it. Can’t I just use cellular data for this? Wouldn’t that be secure? I don’t think it would use that much data. Does anyone have thoughts?

2. Posted by Andrew Mack (Respected Member 664 posts) 5w Star this if you like it!

I can't help with the technical pros/cons, but an Idea of where you intend travelling to and how long for may assist the more tech savy members.

3. Posted by Skandinavisk (Budding Member 30 posts) 5w Star this if you like it!

Check with your bank. I use an bank-app on my phone and have a VPN on that. If I want to check my accounts on my phone I have to disable the VPN to be allowed to connect via the Bank app. I've asked my bank what the reason might be, and got the answer that the app has it's own VPN-code.

Same thing happends on my PC. The bank does not allow me having a VPN when doing my banking.

I know it's illogical, but nevertheless true.

4. Posted by greatgrandmaR (Travel Guru 886 posts) 5w Star this if you like it!

I don't do much banking when I'm not home. So do check with your bank. If they have their own, then it would be redundant. But I would think it would be better to have it and not need it than to need it and not have it.

5. Posted by Teoni (Respected Member 661 posts) 5w Star this if you like it!

Most bank websites and apps will not work with a third party VPN. To be honest the VPN is really for when you're phone is connected to public WiFi as that is when your phone is at its most vulnerable. If your bank app has a fingerprint lock you should activate it as it is far more secure than a password. If you are really worried you could get a master password app.

6. Posted by Old Man At (Budding Member 49 posts) 5w Star this if you like it!

I'm not that tech savvy, but you might use a VPN for other things, like using certain censored apps abroad ( e.g. tindr or grindr) entertainment that only has rights to be published in certain countries (Netflix or Hulu ) or faking your location when using things like skyscanner to look for tickets or booking to look for hotels (prices vary based on your location)

I hope this post doesn't break forum rules, examples are for clarification only, not recommendations.

As for banks, I would say a bankapp is safe in general over public WiFi, using public WiFi to log in directly on their website may be less safe. But I m no expert so all disclaimers apply. If it is banking safety your worried about, using one a general VPN s is not that safe either. So you either host one from your home server while abroad or use a (pricy) certified server.

7. Posted by road to roam (Full Member 50 posts) 4w Star this if you like it!

My bank has no problem when I log in with my VPN. That aside, it just makes sense to have one when you are on ANY public wi-fi ANYWHERE! They cost pennies per day. We have been on the road for almost 2 years and have conducted much personal business using our VPN on many public wi fi networks, in our home country and abroad, with no problems.

I did a TON of research before I settled on my VPN provider and I can say I have no regrets about using the service. Most providers offer free trials for several days or several weeks so you can give them a test run with your bank.

Forget about posing this question to the fraud department with your bank - they will tell you a VPN may or may not work.

My advice is to take advantage of a free trial and see if logging in with a VPN will work. Even if it doesn't, there are many benefits to using one abroad. Who knew your favorite news source back home may be off limits if you try accessing it from Thailand? With a VPN you can connect to a server in a more lenient country, from anywhere in the world, in order to access your website of choice.

In short, a VPN is useful for many things if you are traveling abroad, even if your bank has a problem with it. Any account with a password can be hacked on a public network anywhere without transferring your data with encryption from a VPN. Uncommon? Yes, Unheard of? No.Take full advantage of a free trial BEFORE you leave.