Money -travel cards

Travel Forums Europe Money -travel cards

1. Posted by Queenslander (Budding Member 23 posts) 4w Star this if you like it!

Hi all just asking about what you fellow travelers use in regards to a travel card ,so that we do not have to have a big amount of money as we are travelling around Europe .we will be leaving from Australia in October ,so any Aussies out there what have you got ,name of company ect.:):):)

2. Posted by Peter (Admin 6778 posts) 4w Star this if you like it!

I used the NAB traveller card on our trip to Japan recently. Found it quite convenient especially since our main bank account is NAB. Really straightforward just buying yen when we needed it and moving it across. I would then withdraw cash from ATMs in Japan from that card without copping an exchange fee (still got charged an ATM fee everywhere, but I think that might have been impossible to avoid in Japan).

It's very hard to really gauge how much banks are making off exchange rates though since it's really totally non-transparent. Another alternative is some of the credit cards which don't charge fees for overseas transactions. Bankwest has one and there's the 28 degrees card as well.

Interested in this topic so following for others' answers too.

3. Posted by karazyal (Travel Guru 2304 posts) 4w Star this if you like it!

Whatever card you end up DO NOT travel with a single card! Have back up sources of spending money.

You could lose a single card or maybe it gets stuck in an ATM. If this does happen you will have a difficult time straightening stuff out so you can continue on your holiday!

  • When I travel I always have debit cards with me issued through my credit unions in the US. No annual fee, they pay interest on my savings and the cards I have are through MasterCard. The credit union pays for some of my out of area ATM fees too. (No recent travel to Europe just Asia.)

Credit cards can come in handy if you need to purchase flights or even have some sort of emergency not covered by your travel insurance. Think about some good travel insurance for medical and hospital emergencies if you are are not covered when overseas.

Good luck.

[ Edit: Edited on 19-Aug-2019, 12:11 GMT by karazyal ]

4. Posted by Purplebecky (First Time Poster 1 posts) 4w Star this if you like it!

Citibank Plus, I use it here in Australia as a normal debit card and there are no conversion charges or hidden fees. ATM withdrawal charges only. I've used it in Vietnam, Thailand and Singapore. It's a pain to join, you do it online, print the application and then take it to the post office with ID. I've had my card for years, so applying for a new card may be easier now.

5. Posted by NancyBradley (Budding Member 7 posts) 4w Star this if you like it!

As mentioned take at least two cards and keep them separately.

6. Posted by Beausoleil (Travel Guru 1216 posts) 4w Star this if you like it!

We have Bank of America which has partner banks all over the place; Capital One which charges no foreign transaction fees and a local credit union card for cash as a debit card. We've had cards torn and eaten by machines so do heed the advice to take at least two cards with you. We also take enough cash to get ourselves out of a restaurant if they don't take cards. Some banks have daily limits too so you may need that extra card to get enough if you have a larger expense, like an apartment rent due.

Most companies have a variety of cards available so check the options and get the one(s) that work best for you.