Looking for a good second ruckwack

Travel Forums Asia Looking for a good second ruckwack

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11. Posted by karazyal (Travel Guru 3231 posts) 5w Star this if you like it!

"I am planning on staying in Asia for several years."

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Now is the time for you to figure out how to handle your finances. DO NOT rely on a single credit card or debit card for everything. (Lose a card, have it stolen or even damage it you could be screwed!) Have back up sources for spending money. For me, I can make transfers between my debit cards. I still have to pay monthly bills that come due when out of the country. I can do this through my debit card (Bill Pay) accounts which have monthly retirement pension deposits. Or pull up the company website. When overseas you may have some verification procedures to go through, like the company sending you a pin number to prove who you are.

Check your passport too to see if your expiration date will come up during your great odyssey. For personal communication with friends, relatives or business interests - I have more than one email account in case one provider has an electronic hiccup. I keep one account for personal emails and one for business stuff.

If you intend to stay in shared dorms or other cheap accommodation include a couple good padlocks. I think having a way to lock your backpack can be helpful.

Keep copies of your passport information page. Sometimes for some visas stamp pages I may copy them too.

Watch the weather for each country you intend to visit. In Asia some countries are cheaper to live and travel in than others. Google/Bing type search will give you websites for Digital Nomads advice, both pro and con.

Good luck.

Edit. Because of this Covid thing some countries now require that you have medical/hospital insurance to cover your visit. Some policies, maybe all, may not pay for medical care due to you crashing a motor scooter or similar 2 wheel vehicle. Check your drivers license and make sure it is up to date and includes 2 wheel vehicles if you intend to rent one. Okeydokey.

[ Edit: Edited on 20 May 2021, 12:34 GMT by karazyal ]

12. Posted by funkytwig (Budding Member 11 posts) 4w Star this if you like it!

Thanks for that, all very useful. I don't have a driving licence. My passport has over 5 years left but wondering how I renew it if I am abroad.

13. Posted by karazyal (Travel Guru 3231 posts) 3w Star this if you like it!

"My passport has over 5 years left but wondering how I renew it if I am abroad."

You go home again, unless the police are looking for you!

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  • For some countries you may be required to leave that country and return again. Depends on what country you intend to stay in.

14. Posted by leics2 (Travel Guru 2787 posts) 3w Star this if you like it!

> My passport has over 5 years left but wondering how I renew it if I am abroad.

From your profile page it seems that you are a UK citizen? It is sometimes possible to renew UK passports from abroad, depending on location and circumstances:

https://www.gov.uk/overseas-passports

Many countries do not allow entry if your passport has less than 6 months validity so make a mental note to sort out a new one well before that time. Alternatively, just bite the bullet and apply for a new passport before you leave. You'll lose out on 5 years but it may be worth the peace of mind?

> some countries now require that you have medical/hospital insurance to cover your visit.

Some countries have had that entry requirement for years but the pandemic means more countries may bring it in.

A few points to note with regard to UK travel & health insurance:

1. Many policies are only valid for a maximum trip length (often 3 months/90 days). You'll need to research to find one which covers you for a longer stay and you may need to renew/get a new policy on a regular basis.

2. You may be happy to go without travel insurance but imo health insurance is an absolute essential, even if you have a huge amount of personal funds. The cost of treatment can be very high indeed. Is it morally correct to take free treatment from a country to which you contribute little or nothing?

3. Make sure health insurance covers you for repatriation if severely injured/having suffed a severe illness or that of your body if you die. Both types of repatriation can be massively expensive and, if you have no insurance or sufficient personal funds, the cost may fall on your family.

4. Make sure your policy covers you for Covid and Covid-related illness. Even if you've been vaccinated. No-one knows how long the effectiveness of the existing vaccines will be nor whether they will be effective against all potential future variants.

5. Be aware that if the UK government advises against all or all but essential travel to X country most travel & health insurances automatically become invalid.

>Keep copies of your passport information page.

As well as carrying hard copies (there won't be a wifi signal everywhere you go and it is possible for phones etc to 'die') send an email to yourself attaching all potentially useful info e.g. passport copy, insurance info, vaccine info etc so it's available wherever you can get a wifi signal.

15. Posted by berner256 (Moderator 1511 posts) 3w Star this if you like it!

Funkytwig is from the UK, as mentioned in an earlier post.

See these links:
https://www.gov.uk/browse/abroad/passports
https://www.gov.uk/overseas-passports

You need to have at least 6 months left on a passport to travel to most countries.

It's always wise to know the entry, exit and visa requirements of the countries you plan to visit.

https://www.gov.uk/foreign-travel-advice

16. Posted by leics2 (Travel Guru 2787 posts) 3w Star this if you like it!

>It's always wise to know the entry, exit and visa requirements of the countries you plan to visit.

It's also wise to keep a regular eye on those requirements because they can and do change very quickly, especially at the moment.

17. Posted by karazyal (Travel Guru 3231 posts) 3w Star this if you like it!

"My passport has over 5 years left but wondering how I renew it if I am abroad."

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Within 5 years you will probably go home for a visit if only for weddings, funerals or serious family issues. Take advantage of that visit.

  • Years ago my embassy would renew a passport overseas in a pinch. Also sew in additional pages if you run out of blank pages for visa stamps. (At least they used to.)

Plan on how to handle your personal finances now when back home. Not safe to wander around some countries with lots of money in your pocket. Even some Expats or "companions" you think you can trust could rip you off! Credit cards come in handy for emergencies and booking flights. A bank back home with a Bill Pay option (or whatever they call it in the UK) will allow you to make payments if needed using the internet. Easy to make these arrangements now when back home but more difficult when out of the country.

Good luck.

18. Posted by leics2 (Travel Guru 2787 posts) 3w Star this if you like it!

> A bank back home with a Bill Pay option (or whatever they call it in the UK)

If it's a regular payment to a specific payee we call it a 'direct debit' or 'standing order'. Both are taken on a set date each month/3 months/whatever is appropriate. A direct debit can sometimes vary according to what the payee takes out (you must be told beforehand if there is a variation)whereas standing orders are for a fixed amount. All UK banks offer both options. If it's a one-off or irregular amount (e.g. monthly credit card payments) all UK banks offer secure online banking where customers can set up regular or one-off payments on whatever date is convenient. All three types of payment are commonplace and used by pretty much everyone with a bank account (that's the majority of the adult UK population).

[ Edit: Edited on 3 Jun 2021, 17:49 GMT by leics2 ]

19. Posted by funkytwig (Budding Member 11 posts) 2w Star this if you like it!

Thanks, everybody. Lots of good advice. Anyone got any recommendations for good travel/medical insurance. I'm in UK.

20. Posted by leics2 (Travel Guru 2787 posts) 2w Star this if you like it!

> Anyone got any recommendations for good travel/medical insurance.

Long-term travel/health insurance isn't the same as the 'ordinary' annual/short stay policies.You may well have difficulty in finding a policy which will cover you for more than 18 months or so. Be prepared to renew it if your trip is longer.

Start by looking at Money Supermarket. It'll give you policy providers & comparisons as well as good advice:

https://www.moneysupermarket.com/travel-insurance/long-stay/

The company linked below was partnered with a long-established travel website I was a member of and is partered with Rough Guide & Lonely Planet. It may or may not be suitable for your needs (policies only last a year) but it's worth a look if it doesn't come up on Money Supermarket:

https://www.worldnomads.com/uk/travel-insurance/long-term-travel-insurance

Bear in mind my note about the vast majority of policies automatically being invalidated if the UK gov advises against all or all but essential travel to a country. Check the FCO travel website regularly throughout your trip.

[ Edit: Edited on 4 Jun 2021, 12:56 GMT by leics2 ]

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