Travel/health insurance for France.

Travel Forums Europe Travel/health insurance for France.

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1. Posted by mcjg (Budding Member 12 posts) 6w Star this if you like it!

I (Australian citizen) will be travelling fairly soon to Paris from Montreal (sorry, don't remember the airline - not a major one, I don't think). I have seen contradictory information about the obligatory nature (or not) of travel/health insurance for France; but the more compulory-leaning stuff comes from French government sites. So I am supposing that it is obligatory. However, does anyone check? I have entered dozens of countries - this trip will take me into the thirties - and don't recall ever being asked, either at flight check-in or at an immigration desk, to show my insurance papers. Could it be that France is different? I would be more worried about that question at check-in, as it could potentially cost me that flight leg, although if I finally decide to go uninsured, I will have an insurance site option lined up ready to go on my laptop. If I am asked that same Q. at Paris - again, don't remember, think it's Orly - it shouldn't be a big deal: no flight to miss, just get to my accomm. a bit later. I haven't entirely ruled out insurance in any case. Although any time anyone takes out any kind of insurance - and rather worse for fish-in-a-barrel* travellers - it is on average a losing move, I will actually be in France/Belgium for a couuple of weeks, so my average loss is probably only about 80%, not the 99% I would have incurred re: another location I asked about in these fora. Perhaps for the peace of mind... a couple of hundred bucks; I must be getting old.

One other thing, although I'm almost certain about this: In the French govt. information, it refers to cost of repatriation. No insurance sites that I have seen make any reference to that. However, they do include unlimited health cover. Does that include any potential repatriation costs?

  • I don't mean "those travellers who are," but that all travellers are essentially in this position.
2. Posted by mcjg (Budding Member 12 posts) 6w Star this if you like it!

Forgot to prefix the asterisk to the last line.

3. Posted by AndyF (Moderator 2940 posts) 6w Star this if you like it!

When you wanted to avoid taking out cover for USA for changing planes, I could understand that.

I've found travel insurance for all of Europe pretty cheap, as is world ex-USA-and-Canada. So I don't think cover that included Paris would be any more than general trip cover.

Are you intent on going uninsured for your entire trip?

4. Posted by leics2 (Travel Guru 6277 posts) 6w Star this if you like it!

I agree with Andy that European travel insurance is very reasonably priced.

Travelling without travel health insurance is, imo, madness. Anyone can be taken seriously ill or be involved in an accident at any time: normal good health is irrelevant.....and the cost of care can be life-changing, both for the person or (if dead) his/her family. Do you really want to risk that for the sake of 'a couple of hundred bucks'?

>Does that include any potential repatriation costs?

Each insurance policy differs. You need to check the provider's t&c and/or contact them directly.

I looked at the official UK guidance for French entry requirements. They note that border officers may want to see proof of insurance. That obviously applies to Australian and other citizenships too.

https://www.gov.uk/foreign-travel-advice/france/entry-requirements

Whether an airline asks beforehand depends on the airline concerned, though airlines can be fined for carrying passengers who do not meet the entry requirements for the destination.

5. Posted by BeateR (Full Member 283 posts) 6w Star this if you like it!

I will post here the same as I've postet in the other thread:
I cannot understand this whole discussion about travel-health-insurance. What is so difficult? It is totally normal for any experienced traveller to have a good health-insurance. There are some very inexpensive around, which are good for a full year. So where is the problem?

Post 6 was removed by a moderator
7. Posted by leics2 (Travel Guru 6277 posts) 6w Star this if you like it!

And I'll post my reply to you on the other thread:

>Beate, not everyone has the same opinions or understanding.

That's what travel forums are for: to explain and discuss both facts and opinions. This is by no means the first discussion about travel health indurance I've come across and I'm sure it won't be the last.

It's not up to any individual member to 'understand' or approve of any forum discussion. There's no compulsion to reply if you don't want to.

8. Posted by BeateR (Full Member 283 posts) 6w Star this if you like it!

Quoting leics2

It's not up to any individual member to 'understand' or approve of any forum discussion. There's no compulsion to reply if you don't want to.

Sorry, I don't know why you are so aggresive. I only have written my opinion, as others also do. I didn't rate the other posts, I only wrote and I stay for it, that I cannot understand why getting a proper travel-insurance should be such a problem.

9. Posted by leics2 (Travel Guru 6277 posts) 6w Star this if you like it!

My reply was not at all aggressive, Beate. It's always difficult to gauge tone from text, especially if it's not one's first language.

The OP has explained why he/she wants people's opinions about travel health insurance.

[ Edit: Edited on 4 Apr 2024, 20:55 GMT by leics2 ]

10. Posted by greatgrandmaR (Travel Guru 2585 posts) 6w Star this if you like it!

The only reason I would not get travel insurance is if I could afford to lose the money I paid and if the insurance was more than that amount. Not a large number of cases, but if I was driving in my own country (where I was covered by my own health insurance) and all I would lose was maybe a hotel reservation, I probably wouldn't bother.

As to why someone else would not bother - probably they did not include insurance cost in their original planning and they were budgetting closely. Not everyone has a lot of disposable income.