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Travel Forums Round the World Travel travel insurance...

1. Posted by rockstar33 (Budding Member 19 posts) 11y Star this if you like it!

I am taking a RTW trip and am wondering if I should invest in some travel insurance. I am going to Costa Rica, Europe, Turkey, Thailand, and New Zealand, and will be gone for a year. I can just think of sooo many better ways to spend $700 than on travel insurance. Hope someone can help me with my dilema, I am open for all suggestions. Thanks.

2. Posted by Sander (Moderator 5232 posts) 11y Star this if you like it!

My thinking has been (and is), over the total expenses of travelling for a year, the cost of insurance is only a relatively small percentage. Yet if something would happen that would land you in hospital, the costs that'd rack up could easily rise to tens of thousands of dollars. It's highly unlikely, but having to pay it on your own is a risk you really don't want to run.
That the same insurance will also cover smaller (and more likely) events like stolen luggage and minor accidents or illnesses you might have to visit a doctor for is just a useful addition.

Also, I don't know how insurances works in the USA, if you can do the same, but I stopped my regular dutch medical insurance when I went travelling, which paid for a very large part of the travel insurance.

[ Edit: Edited on Dec 11, 2006, at 4:37 AM by Sander ]

Post 3 was removed by a moderator
4. Posted by rockstar33 (Budding Member 19 posts) 11y Star this if you like it!

Your right, it is probablly a good idea to get it. Do you think I could find a better deal than $700 covering me for a year?

5. Posted by abesworld (Budding Member 48 posts) 11y Star this if you like it!

I was looking at travel insurance for the summer, is it worth it there? I don't know anything about specifics, all I read was that it was available and kinda skipped passed it... haha. Should I look into it for just 3 months?

6. Posted by masterblaster19 (Full Member 119 posts) 11y Star this if you like it!

700 dollars seems pretty expensive, ive been looking at cover for about 150 to 200 euro. It hard to decide what kind of cover you need. i want to make sure i have decent medical and legal expenses cover. other than that im not sure what to look for. ive heard that even if you get cover for lost valuable it can be such a hassle to get the reimbursement from your isurance company that it might not even be worth paying for it.
anybody know what is important to put in your policy? im travelling to south east asia and oz and nz. will be doing some trekking and rafting in asia, and plenty of extreme sports in oz and nz (most of which are rarely covered in any policy-surely some sort of insurance is covered in the cost of say bungee jumping, no?)
jenn xx