Skip Navigation

Insurance HELP im confused!!

Travel Forums Australia / New Zealand & The Pacific Insurance HELP im confused!!

1. Posted by lclaire (Budding Member 8 posts) 11y Star this if you like it!

Hi i am going to oz in jan staying in sydney til march then headinng to the east coast then darwin in winter, Got all my tickets sorted, visa and evrything but totally have missed out insurance!!
What kinda plan do i need- im not taking anything valuble just myself and a backpack so surely the lowest isurance plan would be fine?
Anybody point me in the right direction for a good quote,please?

2. Posted by carosterns (Respected Member 159 posts) 11y Star this if you like it!

You can get some great 12 month policies, try Direct Line or HSBC. There have been a couple of forums on this subject recently, if you trawl through the lists you will find lots of great suggestions.

3. Posted by Jase007 (Respected Member 8870 posts) 11y Star this if you like it!

As you are from the UK, you won't qualify for the Medicare (as far i know) so you will need one that covers health insurance, don't go for the cheapest without looking at the fine print.
Think about what you will be doing, and what could go wrong then see if the insurance offered will cover it.
Shop around there are loads of companies doing deals, check with your bank and credit card companies as these sometimes do subsidised deals .
Good luck and happy travels.

Post 4 was removed by a moderator
5. Posted by pinkgirlie (Full Member 121 posts) 10y Star this if you like it!

I got my insurance from STA, I went for the 2nd one from the bottom because it covered my the price of my camera and the excess was much less. I didn't need it, but you never do unless you don't get any. The price was pretty reasonable, I can't remember how much but I wasn't too bothered by it at the time so it can't have been too bad.

Oh, and UK citizens do qualify for medicare (at least that was what my research seemed to show) because of the NHS, which is essentially the same thing. I think the difference is that you would have to pay the medical bill at the time and then apply to medicare to have it refunded.

It's still worth getting the insurance tho, I think mine also covered things like money back if flights were cancelled, and if you're going for that long you never know.

Hope this helps, Sarah.