Best Credit Card?

Travel Forums General Talk Best Credit Card?

Last Post This thread is marked as being about USA
1. Posted by meiss41 (First Time Poster 1 posts) 14y Star this if you like it!

Hi guys,
I'm leaving for my RTW trip in three weeks and plan on mostly using atm's. I am looking, however, for a second credit card for when I run out of money. I notice in the fine print that most charge an additional 2% on top of visas 1% for purchases abroad. Has anyone found a good visa or mastercard without the extra charge? Thanks - eric

2. Posted by stevieh (Respected Member 615 posts) 14y Star this if you like it!

Hi Eric,
Don't know if you'll find a credit card free of charges.
I'm not sure they all use percentages - some use a fixed fee, like 2$ per transaction. This way it helps to draw more money out at a time.

3. Posted by Hien (Travel Guru 3906 posts) 14y Star this if you like it!

Hi Eric,

I do not know about other countries, but in Malaysia, merchants seldom charge extras for purchases on credit cards. I guess they must have accounted that into their list prices or they simply absorbed the charges. Unless, the profit margin of the merchant is so low that it is not wise to absorb the commission charge by credit card companies. An example of merchants charging extra for credit cards purchases are computer stores (in Malaysia) because their profit margin is really low. Normally, merchants who are charging extra (2-3%) will inform you of the charges when you pay by credit card.

So, if Malaysia is one of stops in your RTW trip, feel free to use your credit cards here. They are widely accepted.


4. Posted by kody (Respected Member 234 posts) 14y Star this if you like it!

How well is "Diners Club international" card doing out there