Travel Insurance/Trip Cancellation

Travel Forums General Talk Travel Insurance/Trip Cancellation

Last Post This thread is marked as being about New Zealand
1. Posted by agss241 (Budding Member 31 posts) 15y Star this if you like it!

Have bought RT airfare to New Zealand from Seattle for March 20th. Tickets are non-transferrable, non-refundable.
Does anybody have any experience and/or knowledge of trip insurance. has several packages available, but I'm not
at all familiar with any of the companies offering insurance.
Any recommendations?????
Thanks, Tom

2. Posted by Sam I Am (Admin 5588 posts) 15y Star this if you like it!

Hi Tom,

So, you are looking for a cancellation insurance that will refund your ticket if you don't decide to go?

I have actually never taken out cancellation insurance. When I looked into it, I found that buying cancellation insurance companies hardly ever pay back your full ticket price. And if they do, it is only if you cancel 2+ months in advance... Most cancellations tend to be last minute things and the amount refunded can be pretty low in those cases.

What about the travel agency where you purchased the ticket? One of the main things travel agents make money on is the cancellation insurance, so they undoubtedly sell one....


3. Posted by agss241 (Budding Member 31 posts) 15y Star this if you like it!

That's the sort of thinking I was looking for, Sam I Am, thatnks.
I've never bought the insurance, either, so I haven't a clue what
to expect.
I'm thinking of going to a travel agent and ask them. I bought
the tickets directly from Air New Zealand.
Any more ideas, thoughts anyone???
Thanks, Tom

4. Posted by bluewaav (Inactive 627 posts) 15y Star this if you like it!

Hey Tom,
My first trip overseas was to Germany and would last for six months, so I took out full-fledged travel insurance, which included, among many other things Trip Cancellation in its policy. However, if I am flying locally for a week-long trip, I don't take out insurance. My suggestion would be to read the policy, as different airlines, travel agencies, insurance companies, etc. offer different policies. If you are travelling for an extended period of time, travel insurance is not a bad idea to get at all, for a pretty measley fee if you get a good plan from a good company. I live in Calgary, Alberta, Canada, where the Alberta Motor Assoc. offers a really comprehensive policy for some $40 that covered the whole six months. I didn't need to use it, though, thankfully, but travel insurance does have its benefits sometimes. It would even reimburse drug costs, etc. - or chopper your remains out of the country, if necessary. (I only ended up needing cough drops, though.)